Living frugally and saving money on a tight budget requires discipline, creativity, and smart financial choices. Here are some tips to help you save money and save on a tight budget. Create a Budget Start by creating a budget that outlines your income and expenses. Track your spending to identify areas where you can cut […]
The best uses of savings depend on an individual’s financial situation, goals, and priorities. However, here are some common ways to use savings that can be beneficial: Emergency fund Having an emergency fund is essential to cover unexpected expenses such as medical bills, car repairs, or job loss. Experts recommend saving three to six months’ […]
When possible, we all like to put some money aside for a rainy day. We took a look at the most common things to save for. Common Things To Save For – A Home While being excellent news for homeowners who have experienced an increase in the value of their asset, house prices have skyrocketed […]
Life’s big moments have a history of becoming very expensive. As a result, it’s critical to recognise this and plan ahead as much as possible. Here are s the most popular things to save for throughout our lives that you should be aware of. Property House prices have soared in recent decades, This has been […]
Many of us need to make our money go as far as possible right now, and make every penny count. So we thought it a good time to revisit a past topic, one that could help readers of our blogs. And that is how ti be able to put money aside for when needed. Here […]
For many of us, every penny counts right now. But it is also important if possible to save money should you need it. This could be for an emergency or a holiday. Whatever your needs, a bit of planning can see you get some money put aside. We took a look at creating a savings […]
Learn how Cash ISAs, the Personal Savings Allowance, Premium Bonds, and the starting rate can help you save money and avoid paying tax on it. Tax on savings is something that is overlooked, after all. Often, there is no tax at all, thanks to something called a Personal Savings Allowance (PSA), which removes or decreases […]
If you have debt like i do, then the concept of saving can seem like an alien one. A thing to do should you ever be free of debt, and not a moment before. But there are still different ways to save even if you have creditors to pay each month. We took a look […]
As the last 18 months has shown, life can throw many obstacles your way, and we cannot know what lies around the corner. You may be comfortably off right now, and in a good job. But that lifestyle is not guaranteed. That is why it is always a good idea to have an insurance for […]
Where to put your savings? Well, this is not an article about how to change your finances so that you have enough to put aside some money every month. No, we have discussed that before. We thought it might be useful to advise on what to do once you have spare funds. About how to […]
We all want to save money. It’s natural, unless you have more money than sense, to want to make your money go as far as problem. There are a hundred ways to do this, and we’ve had a look at the issue in the past. But we felt it was time to revisit. So with […]
When the money is tight, you may need to think about what you can do to stretch it a little further. If a payday loan or lending is not the right option for you, that is understandable. Perhaps therefore you should consider what things you can do for free that will still bring a little […]
For those that have managed to put some money aside, savings accounts are a great way to look after your money, and earn some more on top of what you have saved. Moolr have looked at some of the commonest types of accounts on the market. What is a savings account? For those who have […]
Here at Moolr we wrote recently about how those not flush with money (which is probably most of us) could move towards a future of actually having money in the bank, of managing to save money. However, recent figures suggest that it is indeed a growing number that don’t have spare money right now. We […]