| Short term loans

£1000 Loan Over 12 Months For Bad Credit

Moolr™ offer FREE, market comparisons with NO obligation to proceed. A £1000 loan over 12 months for bad credit, whatever your situation.

  • Locate the ideal £1000 loan over 12 months for bad credit-terms that suit your situation 3
  • We’ll help you all the way with our quick, straightforward application process
  • Money in your account often the same day
  • No paperwork, no headaches, no fuss
  • A £1000 loan over 12 months for bad credit for every circumstance
  • No hidden fees
  • Secure site

A £1000 12 month loan for whatever you desire. Discover what Moolr can do for you today, and locate the perfect £1000 loan over 12 months for bad credit today.

  No Obligation Application

Interest On Short-Term Loans

If you are considering getting a £1000 loan over 12 months for bad credit, let’s first look at some of the details. A good place to start is what you will have to pay back.

The amount of interest that you will have to pay on a loan, be it a 3 month loan or a £1000 loan over 12 months, can vary greatly from lender to lender. It also varies from individual to individual, depending on your own circumstances and credit history. It is imperative that you look into the terms and conditions before committing to any product of this kind. Find the deal right for you and your situation. Seek out the best deals, and let Moolr help you do that today.

What’s the maximum you can borrow?

The maximum amount that you can borrow will vary from person to person. Moolr offer loans for up to £5000, and offer various repayment periods, the longest being a 60 month loan. What you can borrow and over what period is what you decide by taking several things into consideration. There is flexibility for most customers though, who can choose the terms that best suit them. We look to accept 4 out of 5 applicants, but only if the deal is right for them. An important factor in a final decision on lending will most likely be your current credit rating. This means that the better your record at meeting past loan repayments, the more likely it is that you will be able to borrow more money. One big advantage of personal loans is that they may allow you to borrow more than if you were using a credit card, or utilising an overdraft facility.

How can I get a loan?

Firstly, if you have decided that a short term loan is the right option for you, is check that you meet the criteria for applying. Once you do this, you can use our simple quote calculator to see what sort of loan a lender will offer you. You see the terms, and the total repaid. There are no hidden charges. What you see is what you get. This is a guide, to help you decide what to do next. Only once you have done this, should you consider applying. As we mention elsewhere, being rejected for a credit card or loan can have a negative effect on your credit rating and therefore you should do this when you have a reasonable level of confidence that you will be successful in your attempts. Also, it is important to avoid making multiple applications for credit, as this will not look good to potential lenders. This is another reason why Moolr is so beneficial to potential borrowers. We have collected together the best lenders on the market in one place so that you can make one application and we can offerthe best deal available.

  No Obligation Application

Check Your Agreement

Once you have accepted a loan, a lender will lay out terms and conditions plainly. Examine them. Check all details. Decide you are happy with what’s on offer. Decide you can make regular repayments. Proceed if all the criteria just mentioned are met. Otherwise, do not. Once you have a loan, budget accordingly. Be aware of repayment dates and ensure timeous repayments are made. Failure to do so could mean that total repayments as agreed at the time you took the loan out increase because of extra charges or a reshaping of that agreement.

How much does it cost?

The terms of a short term loan, be it a 6 month loan, 9 month loan or 2 year loan for bad credit, will be different for each person. This is due to that person’s wish on how much to borrow and the repayment period, and the strength of their credit score. The relevant lender will present you with the full details should you be accepted for a loan. This includes the APR – or annual interest rate on the money you are borrowing.

Thus you can ascertain immediately how much interest you will need to pay over the course of the loan. It is important that you make sure that you stay up to date with how much money you owe and make sure that you plan out your finances so that you can repay the amount in full as per the terms of the loan agreement. Some current accounts that offer interest-free overdrafts can then charge up to as much as 50p per day once the introductory offer has expired. It is important to note that this is often regardless of how much of the balance is left over.

In other words, even if you are only £1 overdrawn, a company can still charge in the region of 50p – that is an absolutely staggering 50% rate of interest! Visit our FAQ page for more information on how we work, and what we can offer.

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A £1000 loan over 12 months for bad credit is a genuine option for many

At Moolr, we use our wealth of experience. We use it to help borrowers. Experienced lenders can help borrowers with bad or mixed credit histories. We provide an opportunity for such borrowers to rebuild their credit scores, in order that they have greater opportunities in the future. We will endeavour to locate a £1000 loan over 12 months for bad credit tailored for any individual.

By opting for a £1000 loan over 12 months for bad credit, and making your repayments on time, you create an excellent opportunity. An opportunity to rebuild your credit score, You create a greater choice of financial products at excellent rates to choose in the future. You also give yourself peace of mind also. You ensure you do not block off avenues in future.

It is imperative though that you do not miss payments, as this could have a negative effect on your credit rating. Making regular repayments, and seizing control of your finances is priceless. Looking for the best deal only helps further and reduces what you have to pay back. Moolr will look for you, it is what we are passionate about and what we focus on.


A £1000 loan over 12 months for bad credit is an excellent method of spreading borrowing costs. They also carry a slightly lower risk to those lending than say, a 24 month loan, as there are only a half of the repayments required. Hence, this reduces the chances of a repayment being missed. Our longest repayment term is for 60 month loans.

Let Moolr Assist you Today

Moolr specialises in £1000 12 month loans for those with bad credit so if you apply via us, we will find the deal right for you. A deal it must be stressed you are under NO obligation to proceed with. Take control of your finances today. Sort out financial problems and plan a brighter future. To reiterate, proceed with a loan only when you have no doubts about the repayment terms or the period. Sit down, plan ahead, and be in control of your own destiny. Contact us, and read our articles, to give yourself a fuller idea of what is involved. Take control, and demand a brighter future. Are you interested in a 2 year loan, and have bad credit? Then read more here.

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