How do I choose a guarantor?

When you are looking to secure a loan whether it’s a personal loan, short or long term, whatever it is for, you will sometimes need to have a guarantor to back your application. A guarantor is a person who knows you and will sign for you. This allows you to be approved for the loan. […]

What Will Loans Be Like In 100 Years?

The future of the loans market is assured. Personal loans and other forms of lending have been around for many centuries. They won’t be leaving anytime soon. The concept of lending is one that has been around for centuries as it is in human nature to engage in conversation and commerce. But what will loans […]

How can I save more money?

The answer to the question of “how can I save more money?” is pretty simple in the end. It all boils down to being smarter with your spending habits and making good decisions. Let’s look at one example. Do I really need to go on that night out every Friday? Could I cook at home […]

Should you be living in London?

London. The busy, bustling capital of the united kingdom, is a place worth visiting with thousands of attractions including museums, art galleries, fairs, boutiques, shops, nightclubs and so much more. Is it worth it? London is one of the most expensive places to live in the country and in the top 20 most expensive places […]

What Is The Financial Conduct Authority (FCA)?

What Is The Financial Conduct Authority? The government founded the Financial Conduct Authority (FCA) on 1st April 2013. The FCA is the regulatory body for financial services, with a specific interest in the regulation of financial conduct. The Financial Conduct Authority is responsible for overseeing the operations of financial institutions including lenders and loan brokers. […]

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