Moolr.co.uk | Short term loans

£1000 Loan 12 Months

Moolr™ offer FREE, market comparisons with NO obligation to proceed. £1000 Loan 12 Months, whatever your situation.

  • Locate the ideal £1000 Loan 12 Months with terms that suit your situation 3
  • We’ll help you all the way with our simple application form
  • Money deposited quickly, often the same day
  • No paperwork, no fuss – simple process
  • Borrow for every circumstance
  • No lumped-on fees
  • Secure site

£1000 loan 12 months for every situation. Discover what Moolr can do for you today, and locate the perfect short term loan right now.

UNDERSTANDING SHORT TERM LOANS

When borrowers examine what some short-term loans offer, they can be shocked to discover that the convenience of the product often is allied with high-interest APR rates of close to 1000% or even above!

Because of this, it’s vital that you choose a loan provider that won’t offer you a product with repayments that will cripple you financially, and that you fully understand all of the terms and conditions of the loan you wish to apply for. This is where Moolr can help. All our terms are upfront, with no crazy fees or hidden charges.

Thus there are certain checks you should make before accepting a loan, including a £1000 loan 12 months. These include the following:

What APR (Annual Percentage Rate) will be charged?

Will I be required to make a fixed monthly repayment, or do the figures vary month-by-month?

Is there an option to repay some or all of the loan early should my circumstances improve?

How quickly will the lender transfer the money?

Are there any hidden costs or fees that are not initially mentioned?

It might seem like a lot to take in, but by comparing lenders and the products available, you will begin to see the impact of high APRs and longer repayment terms on what you can afford. Even if your monthly repayments remain fixed, you will see that the amount you can borrow will vary. By comparing products you can work out which deal is best for you.

By working out what you have to pay back each month on your loan, you can plan your finances and budget accordingly.

PICKING THE RIGHT LOAN SOLUTION

At Moolr, we make borrowing money a considered process. We take a sensible approach to lending by allowing borrowers flexible options and by providing ample advice before a decision is made. We will never offer you a loan for more than you can afford to repay. Be confident that you can make repayments before committing to a loan.

Moolr looks at more than your credit score and understands that unexpected expenses happen – this is why we are as flexible as possible around your specific financial needs. If you are worried about your credit score, we have a wealth of advice on our site. This means you’ll know your chances of acceptance before you apply for a loan with us & will not impact your credit score.

Customers have told us that the Moolr product is simple, honest and fair. Our aim is to accept, not to reject, including those with a mixed or poor credit history, so give us a try and complete our easy online application form today.

WHY CHOOSE MOOLR?

If you have a bad credit history, or even a less than perfect credit score (as many of us do) and have been rejected by your bank for a loan, we at Moolr could be the right alternative that you’re looking for.

We’re here to offer affordable and transparent loans for those who are caught between a rock and a hard place, and struggle to obtain finance when they require it.

Our no-obligation quote will not affect your credit rating, so you can check your options with peace of mind. You can get an indication of how likely you’ll be accepted for a loan before you actually have to apply.

QUICK ANSWERS

We work our hardest to try to give you a decision almost immediately for your loan. We do however first properly and thoroughly assess that we’re giving you the right financial support you need, and the appropriate product for your needs.

Should you be approved, you can expect the money in your account within 24 hours.

Whether you’re employed or self-employed, we could still offer you a loan. We are passionate about finding finance for those that many financial institutions often exclude.

Visit our Frequently Asked Questions page for more information on our products and processes.

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A genuine option for many

At Moolr, we have a wealth of experience. Experienced lenders can help borrowers with bad or mixed credit histories. We seek to provide an opportunity for such borrowers to rebuild their credit scores, so that they have greater opportunities in the future. We will endeavour to locate a loan to suit any individual.

By opting for a 12 month loan, and making your repayments on time, you allow yourself an excellent opportunity to rebuild your credit score, allowing you a greater choice of financial products at excellent rates in the future, and the peace of mind that avenues are no longer blocked off for you. It is imperative though that you do not miss payments, as this could have a negative effect on your credit rating.

Summary

£1000 loan 12 months are an excellent method of spreading borrowing costs. They also carry a slightly lower risk to those lending than say, a 24 month loan, as there are only half of the repayments required. Hence, this reduces the chances of a repayment being missed. Our longest repayment term is for 60 month loans.

Let Moolr Assist you Today

Moolr specialises in working with lenders who can help those with bad credit, so if you apply via us, we will attempt find the deal right for you. Remember, you are under NO obligation to proceed with any lending option we may find.

To find out more about what we do and what we offer, follow us on Twitter here, and on Facebook here.