Is a 658 credit score ranked as fair or good?

Statistically speaking, 28% of consumers with credit scores in the Fair range are likely to become seriously delinquent in the future. Some lenders dislike those odds and choose not to work with individuals whose FICO Scores fall within this range. A 658 credit score may not suffice for many lenders.Lenders focused on “subprime” borrowers, on […]

Should Students Use Short Term Loans?

In the UK, it can be difficult getting by with so many costs in life if you are a student, as there is for everyone. The student maintenance loan is there to cover a student’s day to day livings costs, but many students find this is not sufficient to get by. The maintenance loan is […]

Should I get a Short-Term Loan to Buy a House?

Short term loans have many different uses, but should you use a short-term loan to buy a house? Here at Moolr, we don’t believe this would be in your best interests. Find out why below. Home Ownership Dream For many people in the UK, their dream is to one day be a proud owner of […]

The 3 Worst Ways to Borrow Money

As the economy remains shaky and banks tighten their borrowing criteria, many consumers look for new sources of funding as a result. Some avenues are straightforward and understandable. Some are not however. They have a high interest rate, fees and charges. Some of these are not obvious at first glance. Here are the three worst […]

Failing To Make Loan Repayments: The Consequences

Moolr always take a customer’s personal circumstances into careful consideration before offering finance. Failing to make loan repayments is not something anyone wants to encounter. We make it clear that anyone looking to borrow money, whatever the circumstances, is comfortable in doing so. The terms of a prospective loan should always be looked at thoroughly. […]

Credit Card Protection

Card protection for credit cards Not everyone will be aware of it, but your credit card automatically comes with in-built insurance that will protect you when making certain purchases. The insurance kicks in when spending over £100, and you are protected by law. So if you receive an item that is faulty, that isn’t as […]

Holiday Hacks – Travel For Less

We’d all love to jet off somewhere nice at least once or twice a year and get away from the rat race. Unfortunately holidays can be very expensive. With that in mind, Moolr have some tips to make your dream experience cheaper. Don’t Be A Sheep It’s easy to fall into tourist traps whilst exploring […]

How To Make Money From eBay

Everyone knows what eBay is. However, have you truly examined how eBay could help you out financially. Moolr have taken a look at how to get the most out of eBay, both as a seller and buyer. Thus you will be better placed to know how to make money from eBay. Clever Purchasing This guide […]

How to get a secured loan with a bad credit score?

Applying for a loan might be the first time you know anything about having a low credit score or problems with your credit history. If this is the case – don’t panic. There are, generally speaking, lending options out there for everyone – including loans purposefully designed for people with poor credit scores or problematic […]

Budgeting Advice From Moolr Part 3

If you are struggling with debt, then before applying for a loan, please take some time to read our previous money saving tips, to see if your problems can be solved by small lifestyle changes and budgeting. In our final part, we look at more budgeting advice for those looking to make their money go […]