What Are ISAs?

ISAs are something i have heard mention many times without really knowing much about them. As someone who struggles to earn enough to put money aside, i assumed they were of little concern to me, But what are ISAs? We decided to take a deeper look. What is an Individual Savings Account (ISA)? An ISA, […]

What is Long and Short Term Debt?

When you borrow money from a bank, lender, financial institution or utility provider, this can be termed as a debt. You retain these until you pay them back. There are a number of different types of debt, with different lengths of time defined by lenders until you have to pay the money back. Debts can […]

Who can be a guarantor on a loan?

A poor or limited credit history could affect your ability to obtain a personal loan. However, if you can find a friend or family member to act as your guarantor, you may still be able to borrow money. These have a specific name – so we thought it good to examine who can be a […]

Factors That Affect Car Insurance Rates

Car insurance is one of those costs that we could really do without. An extra cost that can be huge, and really push up the costs of running a vehicle. There are many factors that determine how much you will need to pay for insurance. We took a look at factors that affect car insurance […]

How Marriage Allowance Works

Many of us will have little idea about marriage allowance, or that it even exists. For many of us, it does not matter! But for those that are married, this allowance can be very useful indeed. We take a look at how marriage allowance works. How Marriage Allowance Works Marriage Allowance permits you to transfer […]

National Insurance Explained

I reckon National Insurance is something we all have heard about, but know little about. Do many of us know why we pay it, or where the money goes? Until researching this, i am sad to say i did not.  Here we delve deeper and see what is involved. This is National Insurance explained. What […]

Income Tax Explained

We all know what income tax is. Or at least we think we do. It is clearly tax paid on what we earn, but so many of us do not really know the finer details. We don’t know what we pay and why. Or how it is worked out. Read on to see income tax […]

Home Equity Advantages & Disadvantages.

  Home equity release is an option many homeowners may be considering right now. The access to funds in a property must be tempting to those that need access to money. However, it is a big step to take, and should be researched thoroughly before proceeding.  We took a look at some home equity advantages […]

How To Save Money By Spending Money

How to save money by spending money? That doesn’t seem to make much sense? And yet sometimes you really can spend money in order to make it. It just might be further down the line that you really see the benefits. We take a look at some of the ways it can be done. How […]

Mistakes People Make When Paying Off Debt

Many think that paying off debt is a simple process. You take spare funds, and pay it off. Simple. And yet it is not that simple for many, especially those with multiple debts or changeable income. We took a look at mistakes people make when paying off debt. Mistakes People Make When Paying Off Debt […]