What does your credit score mean?

A credit score is a number between 300-850 that depicts a consumer’s creditworthiness. The higher it is, the better a borrower looks to potential lenders, and is based is based on credit history. This includes number of open accounts, total levels of debt, and repayment history, and other factors. Lenders use credit scores to evaluate […]

The Benefits Of Frugality

None of us choose to be frugal. They say money cannot buy you happiness, but I am pretty sure it would improve my mood significantly. Nevertheless, there are benefits to being frugal. An appreciation for the finer things in life, and the basic things too perhaps. We look at the benefits of frugality. Cutting Out […]

How To Get The Best Mobile Phone Deal

Many of us stick with our mobile deals and plough on with the same provider, much like we do with a bank account. But there is no need to. There may be better deals out there. So why not use them? We look how to get the best mobile phone deal. First, Decide On Necessities […]

Should You Consolidate Debt?

Debt consolidation. It’s a phrase we hear all the time. It sounds great too, as if everyone with debt should be doing what it says. But is it? Should you consolidate debt?  We took a look at what is involved. Should You Consolidate Debt? What Is Its Purpose? The principle of debt consolidation is that […]

Save Money Around The House

Many of us need to save money right now. The reasons should be obvious! But as we spend a lot more time at home, perhaps the answers on saving money are closer than we first thought. We look at how to save money around the house. Cook In Bulk I will be brief with this […]

Dealing With Another Lock Down

It’s the news no one wanted to happen. Cases of Covid-19 are rising quickly once more across the UK, Europe and beyond. That means that we may be heading towards another full-blown lock down. Many restrictions are already in place. This will be hard for many, if not most, of us to take. So what […]

Save Money On Your Lunches

Regular readers of this blog may have noticed that i am a tad obsessed with food. But whilst i definitely think about food a lot, and take a lot of joy from it, i have wasted a lot of money down the years. I do not buy groceries efficiently much of the time. At least […]

Lifestyle Changes To Help Your Mood

let’s be honest, many of us could do with a boost to our moods right now. These are tough times, and being restricted in what we can do and where we can go can have disastrous effects on our mental health. We took a look at some simple lifestyle changes to help your mood.   […]

Costly Credit Card Mistakes

Credit cards are a part of many of our daily lives. They are everywhere. And because they are such a part of the fabric of life, we somewhat take them for granted. And when we take such a powerful tool for granted, we often abuse and misuse them. The consequences of doing so can be […]

Is a debt consolidation loan a good idea?

Yes, but whether its the right option can depend upon your specific financial situation. A debt consolidation loan is an effective way to get out of debt, but it is not a viable option for everyone. Before you settle on a debt relief option, it is important to understand your financial situation. Without this understanding, […]

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