Moolr.co.uk | Short term loans

£1000 Loan 24 Months

Moolr™ offer FREE, market comparisons with NO obligation to proceed. £1000 loan for 24 months, whatever your circumstances.

  • Locate the ideal £1000 loan 24 months-flexible loans at competitive rates3
  • Let us help you find the right deal
  • Quick transfer of funds
  • Speedy process, no paperwork
  • Loans for every need
  • No secret charges
  • Modern secure website

Borrow for any situation you find yourself in. Discover what Moolr can do for you & locate the perfect lending option today.

  No Obligation Application

HOW CAN A PERSONAL LOAN HELP CONSOLIDATE DEBT?

Taking out a loan to consolidate personal debts could be helpful as it may actually reduce monthly repayments of money owed. You can also help yourself in other ways. You can engineer getting out of debt quicker. Make your financial position stronger.

Repaying your loan in regular monthly instalments proves to financial institutions your ability to pay off debt. This in turn increases your chances of getting credit when you next require it.

That is not the only advantage though. A loan spread over 24 months could be a decision that provides you with a more structured and transparent repayment plan. Your debts become more manageable and affordable, taking the stress away.

CAN THOSE WITH A MIXED CREDIT HISTORY APPLY?

If you have a less than perfect credit history but wish to borrow money with monthly repayments fixed for a set period, our unsecured personal loans at Moolr might just be the ticket.

At Moolr, we always look for solutions, not problems so that any customer can borrow at a time of need. We lend responsibly – which means we only issue loans to customers who we are confident they can pay it back timeously. That’s whether it is 9 month loans, £1000 12 month loans or 15 month loans.

If you are worried about the impact of being rejected for a loan, then try our quick calculator, as a guide to what may be on offer.

CHECKING YOUR CREDIT HISTORY

Every lender looking to issue a loan will want to see an individual’s credit rating before deciding whether to lend or not. You can check your rating at any time, and there are free trials often to do this. Check it regularly to ensure there are no mistakes and so you know of any problems. Checking your report allows you to improve your rating. You see how your score has been compiled. Multiple loan applications will affect your rating in a negative way, so don’t wildly apply for a loan – plan your finances carefully first.

Let Moolr check for you and find you the right deal.

ALTERNATIVES TO £1000 24 MONTH LOANS

At Moolr, we are honest and up-front and will not try and push products on potential borrowers, unless the deal is right for you. We ask you to consider your options before committing to any financial product, be it £1000 12 month loans or 60 month loans.

Before applying for a loan, it’s worth taking time to consider other options. If you’re looking to borrow a lower amount of money for example or looking to purchase certain items, make sure you consider how much you can realistically afford to repay first.

Credit cards are sometimes suited for shoppers and those looking to switch cards to transfer their balance onto a lower annual percentage rate (APR). They are easy to use and easy to arrange repayments on. However, they can come with crippling interest rates and repayment terms. This is especially true if purchases are not paid off within a certain amount of time.

SEE WHAT MOOLR CAN DO FOR YOU

If you have looked at your options, let Moolr find you the best deal. Moolr will check your eligibility for a loan with over 50 lenders and provided a no-obligation, free quote for you to peruse.

Generally, in order to apply for a loan with our lenders, you must be aged between 18 and 70, hold a current bank account and debit card, and have a consistent monthly net income of at least £700 per month. Some lenders have more flexible criteria, and you should consider the above a general guide.

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24 month loans are realistic

At Moolr, we specialise with lenders who deal with those of us with a bad credit history. Therefore, we like to think we provide our customers with a real chance of rebuilding their credit score, by finding a £ 1000 loan 24 months to suit any budget.

By choosing a 24 month loan, you are giving yourself the best chance of rebuilding your credit report. This is because you are making a greater number of payments towards your loan repayment than with a 1 month payday loan. Time flies, and once you have completed every monthly payment, this will have a positive footprint on your credit report. Should you need further credit in the future, you have a much better chance of obtaining it. Please remember -missing a payment will also have a negative impact on your credit score.

Summary

24 month loans are a useful way to spread the cost of borrowing. They also carry a slightly lower risk to the lender than say, a 60 month loan, as there are fewer repayments to be made, and therefore a lower chance that you will miss one.

How Moolr Can Help

Applying through Moolr means that you are under no obligation to commit to our lender’s offer. As we also work with lenders that specialise in 24 month loans for bad credit, then we offer a great chance of rebuilding or enhancing an already good credit score.