Interest rates. Although they are significant, they are also difficult to comprehend. Nevertheless, we must comprehend them because they have an impact on everybody who takes out credit of any kind. There are several different types, which is a concern. So we look at one type, and answer the question – what is compound interest? Simple […]
Yesterday, I came across an intriguing Twitter conversation. Regarding general advice for anyone who find it difficult to concentrate during lockdown, when we’ve resumed some semblance of normalcy. In order to keep up with things around the house, I most definitely need to get motivated. And I stumble a lot. As a result, I began […]
If you want or need to avoid spending money you don’t have, we have collated some advice for you. Budgeting Is Vital Knowing exactly where you stand from week to week or month to month is one approach to stop spending money. Examine your entire income, then subtract all of your expenses, debts, and money […]
Many people who work have no concept of the type of labour they will be doing on a month-to-month basis. A pandemic hasn’t exactly made things better. A different approach than usual is needed. We look at living with changeable income. Deal With What You Know The amount of money that you receive each month […]
Most of us consider our bank to be standard. Regardless of what it gives, we tend to stick with the same one for the most of our life. We utilise it to deposit and withdraw cash. However, they have far more value than that, and you might be losing out on other benefits. Moor examined […]
If you wish to find the perfect mortgage deal, here are some tips that may push you in the right direction. Ask Existing Lenders A “product transfer” is when you change lenders from your current one. It wasn’t a wonderful alternative in the past, but now days, if you’re not borrowing more, your current lender […]
Direct debits are, without a doubt, a positive thing, as I should emphasise at the outset. So, what exactly is the purpose of this article? It’s just to point out that setting up a direct debit isn’t always the ideal option when paying off something. Alternative approaches can sometimes help you save money. We took […]
As public transport faces its most difficult period in the UK, there are still tactics you can employ to lower train travel costs. Advance Bookings Although this is an apparent suggestion, it is nevertheless the best policy. Train companies typically offer tickets 12 weeks in advance. However, some have begun to release reduced rates sooner […]
We take a look at what you are entitled to when you purchase something. These are your rights as a consumer. Rights As A Customer – Legal Rights When you acquire something from a dealer (in person or online), the item must be of adequate quality, according to the law. It should last for as […]
In our latest look at home in the UK, we looked at whether there are worrying trends regarding property prices in 2022. Interest Rates and Property Prices The Bank of England’s base rate has recently been at an all-time low, making borrowing money extremely affordable. In an effort to keep inflation under control, the base […]
If you want to lower home insurance costs, we have compiled some handy tips to help you along the way. Lower Home Insurance Costs – Establish Your Needs We recommend contents insurance for everyone, including renters. however, structures insurance is often reserved for freehold homeowners. Otherwise, the management firm or landlord is responsible). Be wary […]
If you are thinking of going alone and setting up your own company, here are some tips when starting a business. Tips When Starting A Business – Existing Situation Check your job contract before you get started on turning your passion project into extra cash. It’s preferable to be safe rather than sorry. Even if […]
When looking at the differences between short term loans and payday loans, it is important to realise both products are very similar. Loan Duration A payday loan is a loan that borrowers can take out and use their next pay-check as capital. Essentially, the idea is that if you don’t have enough money to pay […]
In the latest of our property related blogs, we put together a guide to selling your home. Valuing The Property When it comes to arranging your future move, getting a precise value of your existing house will help you establish how much you can afford. Asking a local estate agent for an accurate valuation is […]
In our follow up article, we look at home buying – the final process. After you have found your dream home, there is still plenty to do! Solicitors & More Conveyancing is the legal process of transferring legal ownership of property or land from one person to another. This is handled by the buyer’s and […]
Are you prepared to carry out your relocation plans? Our step-by-step guide will walk you through the entire process. This includes from budgeting to placing an offer, exchanging contracts, and moving in. Here’s how to get going, with our brief home buying guide. Selling & Deposits If you’re not a first-time buyer, selling your home […]
One of life’s constant expenses is the giving of gifts. That is not something that upsets me – i love both giving and receiving gifts. But nevertheless, the constant procession of birthdays, anniversaries, Christmas and more can be draining for those struggling with their finances. Moolr have taken a look at how we can all save money […]