It surprises me how many people do not understand the importance of sleep. So we took a look at its value, and what we can all do to improve its quality. Quantity Is Vital Sleeping less than 7 hours a night increases risk of: StrokeDiabetes DepressionWeight gainHeart attackMemory lossHigh blood pressure Factors That Affect Sleep […]
When people take out a loan, it may be for a number of reasons. Sometimes lenders like to categorise loans according to the intention of the borrowers, but they are essentially still all loans at the end of the day. We take a look at one use for credit. We examine whether a home improvement […]
We took a look at some credit card facts, including what they are, how they work, and problems they can cause. Credit Card Facts – How They Work With a credit card, you can borrow money from the credit card business to pay for what you want rather than using cash from your bank to […]
If you must submit a Self Assessment tax return to HM Revenue and Customs (HMRC), you must preserve records.To correctly fill out your tax return, you’ll need your records. HMRC may request the documents if they check your tax return. You must keep track, so we took a look at maintaining your self employed pay […]
As unprecedented heat hits many parts of the world, it is important to stay cool in the heat. We looked at some steps you can take. Wet A Sheet A cooling effect is produced by soaking your sheets and hanging them at open windows as the air from outside travels through them. Wear Something As […]
Should i pay off debt? The simple answer is yes. We look at what is involved. Banks Love Debt Debts usually cost more than savings earn. Cancel them out and you’re better off. Simply put, by saving money you are actually lending your money to the bank so that it can lend it to others. […]
Planning a supermarket shop helps you make your money go further, and helps avoid food waste. We look at how you can go about planning your shop. Planning A Supermarket Shop – Check What You Have I always make sure I am aware of what is in the refrigerator, freezer, and cabinets. It happens frequently […]
Paying tax when self-employed can be complicated, especially those who have just started working for themselves. We took a look at what is involved. How Much Earnings Are Tax-Free? The same tax-free Personal Allowance is available to self-employed people as it is to employees. The regular Personal Allowance for tax year 2021–2022 is £12,570. You […]
In our previous article, we took a look at the definition of inflation, and its different types. In our latest piece, we examine the causes of inflation. Demand-Pull Inflation “Demand-pull” inflation is one of the traditional causes of inflation. This occurs when a government or central bank boosts the money supply to stimulate the economy. […]
Inflation is one of the issues that is covered in the financial news the most. Someone appears almost daily warning that money printing will make us resemble Zimbabwe again. Individuals are now more concerned than ever since massive amounts of stimulus are being injected into economies around the globe to keep people and businesses viable […]
With unprecedented weather arriving in the UK, it is important you know all the tips for staying cool in the heat. Buildings Before going into buildings there’s some basics – drink plenty of water, wear light clothing, stay out of the peak of the sun, limit exercise, watch out for vulnerable people and if you […]
Millions of us are hoping that soon we will be able to travel again safely and regain some level of normality. But for many, the need will remain to be adamant about sticking to a holiday budget. So with that in mind, we have revisited an old topic to take a look at ways for […]
This summer, airlines have cancelled tens of thousands of flights. Since Heathrow has capped the number of passengers who may fly out of the airport, more cancellations are almost certainly coming. Therefore, it’s imperative that you make yourself aware of your cancellation rights. Especially if you plan to fly in the next months. The law […]
We thought it would be a good idea to look at some effective writing habits to help you become better at your trade as more people turn to writing, blogging, and related activities. Here is some advice on writing. Advice On Writing – The Importance Of Clarity Clarity must always come first when developing material. […]
Many people need to ask it of us and ask it often. Over the past few decades, being a student has become an increasingly expensive endeavour. And many people look to take on alternate forms of debt, such short-term loans, in addition to the student loan choice. Is this ever advised, though. We discussed this […]
Examine Your Finances To start, you must be 100 percent certain of your financial situation. Are you really completely broke? There were a few surprises in my finances when I looked into them. There were methods by which I could obtain some cash, though they would not always be quick or simple. But first, see […]
The modern workplace is very different from what it used to be. It is more varied, both in hours and methods. Modern technology has ensured that there is a greater fluidity to how and where people can and do work. With that in mind, we looked at working from home jobs. Working From Home Jobs […]
As many of us continue to struggle in the current economic climate, we thought it a good idea to look at some more little tips to make money go further. After all, every little helps, and these small savings can add up and make all the difference. Tubes In The House! You’d be amazed at […]