Our most common enquiries come from those who have a mixed credit history and wonder whether they are able to take out a loan because of their past. As brokers we do not try to target such people, but we will assist those that we feel can use loans in the correct manner. We take […]
If you’re reading this, you probably require some fast cash. Maybe you found an amazing holiday deal and you need some extra money to book it before it’s too late. Maybe you want to make some home improvements seeing as we’re spending more time than ever at home! No matter the reason, if you’ve decided […]
It is a common enquiry that we here at Moolr get asked by potential borrowers. Namely, whether they can borrow money. Whether lenders will accept them for loans when they have had a mixed credit history, or have a poor rating. Well the answer is yes, it is still possible. We take a look at […]
Sometimes you might find yourself in need of borrowing some extra money fast due to an unpredicted expense. An expense that you just do not have enough savings to cover. Maybe you need some extra money to invest in your business. Or perhaps you need fast cash to book a holiday deal to treat your […]
Here at Moolr, we hear things like “I am in desperate need of a loan but I have bad credit a lot”. Having a bad credit rating is something that scares most people. They think that it stops them from borrowing money at all. I need a loan but struggle with bad credit – what […]
Are you concerned that possessing a mixed credit history will adversely affect your ability to secure a loan? We aren’t going to tell you mistruths, but having a couple of down sides to your credit report will indeed make it less easy to get one. But do not give up hope, there are ways round […]
Here at Moolr, we are often asked by potential borrowers whether their mixed or poor credit history will prevent them from taking out a loan. We do not lie – it can be restrictive, but it does not mean for sure they cannot get finance. So let;s take a look at how to improve your […]
There are a ton of reasons why you might need a personal loan. Whether you are using it to help pay off credit card debt or cover an unplanned expense, you might need a helping hand, financially speaking. However, if your credit is not in such good shape, you could have doubts about your personal […]
In a crowded market, it is easy to be confused by the finance products seemingly available to you. We thought it may be helpful to explain what a lot of these products are. We take a look at different types of loans. Identical Loans With Different Names The fact is that many loans are essentially […]
Poor financial decisions or plain bad luck might leave you with a poor credit score and the need to take out a loan. Which can make you wonder, how you get a loan with bad credit? We understand that life can throw curve balls, and sometimes such a finance product is the only way to […]
Loans – and how you manage them – are the most important factor in your credit. But credit is complicated, and depending on the state of your credit, you might wonder if loans help or hurt your credit scores. New and existing loans can affect your credit in several ways. Moolr take a look at […]
As you are making out your credit cards and ignoring your bills, it might not dawn on you that your credit could be affected. The timeliness of your credit card payments and the amount of debt you are carrying have the biggest impact on your credit score. Mess up in these areas and your credit […]
If you have credit issues and want to get a car on finance, your options may be limited. But there is still hope. How your bad credit rating impacts your chances of getting a car on finance. In a nutshell, your bad credit rating is a score that reflects how good of a borrower you […]
Your credit history is one of the most important details lenders consider when approving you for a mortgage. Bad credit or a low credit score will compromise your ability to get a mortgage, as lenders will consider you at risk of defaulting on your loan. Obtaining a mortgage has become even more difficult due to […]
It is a common issue that visitors to the Moolr website are concerned about. Namely, the financing choices for those with bad credit scores. This is understandable as naturally the better your credit score, the greater your options for finance. And also, the better the rates available to you. But if your credit rating is […]
There are many things to consider before getting a personal loan, including how it will impact your credit. Depending on your credit profile, a personal loan may help your credit. It may also assist your credit score. Especially if you are using the loan to pay down existing, higher interest rate debt. A personal loan […]
Doorstep loans, also known as home collected credit are cash loans delivered to your doorstep. They are one of the few lender types that pay your loan in cash and not into your bank account. Subsequently, a doorstep loan is a popular choice amongst consumers who don’t have a bank account. You can compare doorstep […]
Bad credit loans are a way for you to borrow money if you have been refused credit in the past. They can also be a way of borrowing if you have got a lower credit score or no credit history at all and you are finding it difficult to be accepted for any credit. What […]
It Is Never Easy Qualifying for an unsecured loan is extremely difficult with bad credit. However, things still come up. You may need money to consolidate debts, pay for a repair, or cover the tax bill. If you cannot pledge your home as collateral, are there any other ways to cover costs? Are there means […]
One thing is for certain, buying a home when you have bad credit is a difficulty endeavour. However, there’s plenty of reason to be optimistic. It is possible to buy a house with bad credit. And here are 3 reasons why. Check your Credit Score The first thing you need to do before looking into […]