Many of us are concerned about how we spend our money in these difficult times. The more we use it wisely, the more we gain out of life and achieve better peace of mind. Moolr has investigated how we may stretch our money by ensuring we lower monthly costs. Here are some suggestions for getting more from your hard-earned cash.
Lower Monthly Costs – Set Goals You Can Smash
Make a list of goals that are both reachable and practical. Make a list of them and post them somewhere you’ll see them often, such on the refrigerator door. Then do what you can to complete those goals. But do not ever push yourself too far in order to do so. Remember that you must not sacrifice too much or add to your stress by looking to save money. Always do it within set boundaries.
Lower Monthly Costs – Shop Sensibly
Have you ever gone to the grocery seeking a specific item and ended up with a cart full of groceries? And then you realise you didn’t get what you expected? Make it a habit to shop with a list and only buy the goods on it to avoid impulsive purchases.
Avoid Brand Names
Do so and you could save a fortune, for near-identical products. You can save 20% to 25% on your weekly grocery spend. With more supermarkets creating their own product lines, there’s never been a better moment to make a move. Moreover, many of these things are produced in the same factory as the more expensive items! There isn’t always a drop in quality.
Lower Monthly Costs – Offers
Challenge yourself to save more money on your weekly bill each time you go shopping. If you buy the same item every week for the same price, look for it in a sale or something similar that is less expensive. If these are goods you would have bought anyhow, take advantage of store specials. When you’re always on the lookout for a good deal, there’s no limit to how much money you can save – consider the hundreds of restaurant offers available. Also, if you’re shopping online, see if there are any cashback sites where you may save even more money.
Preparation Is Key
Every week, set aside an hour to plan what you’ll have for dinner. Then, if necessary, check some online meal planners, shop for the goods, and test out some new dishes. You’ll feel lot better for eating healthy and be less inclined to eat out. Also, try to prepare ahead of time so that you don’t waste meals. Many items can be frozen and reheated at a later time.
Demand More From Your Providers
It’s never a bad idea to ask your service providers for a better bargain. Inquire with your phone, internet, gas, and electric suppliers to see if there are any better bargains available. You might be shocked at what they’re willing to do to keep your business. If you threaten to leave your TV/internet provider, for example, they will very probably respond with a better contract than your current one rather than lose your business.
