Deciding Your Loan Length

When deciding your loan length, there are many considerations to make before deciding the best course. You need to balance the pros and cons of both short term loans and long term loans against your personal circumstances. Let’s take a look at what is involved.  What Is Loan Length? A personal loan term length is […]

The True Cost Of Borrowing

In our second look of the week at borrowing, and its implications, we examine the true cost of borrowing. Borrowing is a vital tool to us all, but it is important that those that take on credit understand what they are doing. By understanding what is involved, they are much less likely to run into […]

A Look At Compound Interest

Interest rates. They are important but also rather boring to understand! And yet we need to understand them as they affect everyone who takes on credit in any form. The problem is, there is more than one type. So let’s take a look at compound interest. Simple Interest or Compound Interest? Compound interest is the addition […]

How Will Brexit Affect Mortgages?

Whilst we all know that Brexit is going to happen, as the UK leaves the European Union and the single market, we still are all clouded in uncertainty. One area that is especially true is with mortgages. We decided to check out a common question. How will Brexit affect mortgages? How Will Brexit Affect Mortgages? […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

How Personal Loans Work

Personal loans come in various forms. Each kind of credit fills a specific need for an objective you may have. This is regardless of whether it’s to purchase a house or vehicle, or to permit you to separate a major cost into consolidate, singular repayments. Let’s examine further how personal loans work. How Personal Loans […]

Loans For People With Poor Credit

Are you concerned that possessing a mixed credit history will adversely affect your ability to secure a loan? We aren’t going to tell you mistruths, but having a couple of down sides to your credit report will indeed make it less easy to get one. But do not give up hope, there are ways round […]

How To Use Credit Cards Responsibly

Credit cards are an integral part of many of our lives. Millions of us own at least one, some owning many more. And for many of us, we sadly rely on them, which can be very troublesome indeed. Keeping that in mind, we thought it helpful to write on the topic of how to use […]

How To Improve Your Credit Score

We are often asked about credit scores by customers and those looking to borrow via a personal loan. Many worry that their score is not good enough to borrow. Some ask if applying will affect their rating. We take a look at what is entailed, and mainly we examine how to improve your credit score. […]

What Are Interest Rates?

We have all heard about interest rates, which is not surprising as most of us have saved or borrowed at some point. We probably think we know everything about them too. But what are interest rates? Let’s take a deeper dive. What Are Interest Rates? Rates Affect Us All Interest rates affect most of us. […]

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