Loans, Loans and More Loans

They say there are a few things in life we can count on, death and taxes. If you are in the banking or the financial industry, you can also count on loans and lending. Loans and lending money out, and also people paying money in, are the foundations of banking.   If banks do not […]

The Personal Loan Process

Whilst millions of us have taken out loans at some point or other in our lives, many do not fully understand the process of doing so. Maybe time has dimmed our memories, or we jumped at the first product we saw. We decided to examine the personal loan process. The Personal Loan Process – Who […]

Is Debt Consolidation A Good Thing?

It has been a while since we have discussed debt consolidation. And whilst we have broached this subject before, it is always good to revisit and reconsider every now and again. With that in mind, we ask: is debt consolidation a good thing? Is Debt Consolidation A Good Thing? – What Is It? As the […]

Ways To Pay Off Credit Card Debt

Credit card debt. A blight on many of our lives. We spend all our spare funds on trying to pay them off, and half our time worrying about them. Those that say money doesn’t bring happiness have not had to deal with spiralling debt. So what can you do about it? We look at ways […]

Steps To Take To Improve Financial Discipline

I am sitting here typing, but my mind is elsewhere. I am thinking about buying a jacket for £80. I need a thin jacket, but as I rarely leave the house under a lockdown, it is hardly essential. And it does not have to cost £80. But after the discipline of early lockdown, cabin fever […]

Insurance Advice

We all have insurance in some shape or form. I have contents insurance on my flat, and home insurance too. I am considering getting pet insurance should I get a cat in the near future, so that I am not hit with a sudden huge cost. But there are many elements of cover that most […]

More Budgeting Tips

In our latest instalment of a series of articles examining how we can budget and make what we earn go as far as possible, we focus more on debt. Here are some more budgeting tips.  Pay Off High Interest Debt First Or more to the point, the highest interest debt of all. This is logical […]

Some Useful Budgeting Tips

As many of us have to jiggle our finances and make detailed plans to get by during these difficult times, we decided to take another semi-regular look at some useful budgeting tips. These are general things to consider in your house and with your finances that may not be obvious at first glance. Put Pay […]

The Eat Out To Help Out Campaign

You may have seen details in the press recently about the eat out to help out campaign that is being launched in the UK on the 3rd August.  The scheme is designed to give a much-needed boost to the hospitality industry after the pandemic devastated the economy. We took a look on the day it […]

I need a loan but struggle with bad credit – what can I do?

Here at Moolr, we hear things like “I am in desperate need of a loan but I have bad credit a lot”. Having a bad credit rating is something that scares most people. They think that it stops them from borrowing money at all. I need a loan but struggle with bad credit – what […]

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