A Guide To Sensible Borrowing

Many of us are in a position where we may need to borrow extra money at the current time, or in the near future. This can be very daunting and stressful for those involved. But borrowing can be done in the right way, and be advantageous to those that use it. We have done a […]

Smart Financial Habits

Right now we all need some smart financial habits. We need to make our money work as hard as possible. But whatever the current circumstances, it is sensible to have these good habits at all times. They will serve you well. We take a look at some sound ones to adopt. Don’t Compare Yourself To […]

Savings To Make In October

As the seemingly endless restrictions due to a global pandemic continue, many of us find the period especially tough financially. That is why it is always worth regularly looking at what we can all do to help each other get by. And part of that is ensuring we seek out help and make what money […]

Deciding How Much To Borrow

Many of us when we look to borrow money overlook many key issues in the process, including the rather basic detail of deciding how much to borrow. We take a look at what is involved. Avoid Unnecessary Borrowing Some consider a loan as free money, at least in the short term. In a way it […]

Deciding Your Loan Length

When deciding your loan length, there are many considerations to make before deciding the best course. You need to balance the pros and cons of both short term loans and long term loans against your personal circumstances. Let’s take a look at what is involved.  What Is Loan Length? A personal loan term length is […]

The Benefits Of Frugality

None of us choose to be frugal. They say money cannot buy you happiness, but I am pretty sure it would improve my mood significantly. Nevertheless, there are benefits to being frugal. An appreciation for the finer things in life, and the basic things too perhaps. We look at the benefits of frugality. Cutting Out […]

How To Get The Best Mobile Phone Deal

Many of us stick with our mobile deals and plough on with the same provider, much like we do with a bank account. But there is no need to. There may be better deals out there. So why not use them? We look how to get the best mobile phone deal. First, Decide On Necessities […]

Should You Consolidate Debt?

Debt consolidation. It’s a phrase we hear all the time. It sounds great too, as if everyone with debt should be doing what it says. But is it? Should you consolidate debt?  We took a look at what is involved. Should You Consolidate Debt? What Is Its Purpose? The principle of debt consolidation is that […]

Save Money Around The House

Many of us need to save money right now. The reasons should be obvious! But as we spend a lot more time at home, perhaps the answers on saving money are closer than we first thought. We look at how to save money around the house. Cook In Bulk I will be brief with this […]

Save Money On Your Lunches

Regular readers of this blog may have noticed that i am a tad obsessed with food. But whilst i definitely think about food a lot, and take a lot of joy from it, i have wasted a lot of money down the years. I do not buy groceries efficiently much of the time. At least […]

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