More Budgeting Tips

In our latest instalment of a series of articles examining how we can budget and make what we earn go as far as possible, we focus more on debt. Here are some more budgeting tips.  Pay Off High Interest Debt First Or more to the point, the highest interest debt of all. This is logical […]

Some Useful Budgeting Tips

As many of us have to jiggle our finances and make detailed plans to get by during these difficult times, we decided to take another semi-regular look at some useful budgeting tips. These are general things to consider in your house and with your finances that may not be obvious at first glance. Put Pay […]

What To Do If You Have No Money

It is a horrible topic to discuss, no doubt about it. But it is also a reality that many have had to face in recent months. What to do if you have no money. It can seem like a desperate situation with no solution, but we have some advice on how you can handle a […]

How To Plan For An Expensive Event

We all get those times in our lives when we suddenly have to find extra money for a certain occasion that really eats into what little money we already have, if any. It can be done though, with time, planning and the odd sacrifice.  We looked at how to plan for an expensive event. Plan […]

Tips When Borrowing – Part 2

In our last article,  we offered some advice for those looking for credit. However, we did not get to cover all the bases, so here is a follow up piece that offers more tips when borrowing. Tips When Borrowing – Payment Protection? There is a phrase – in the form of PPI – that has […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

Keep Fit On A Budget

In the current climate, there is little choice but to keep fit on a budget considering most options are closed to us, and as I type, gyms are still not ready to open in the UK. Bu that should not stop you getting fit, and there are plenty of ways to stay fit without splashing […]

Reducing Your Expenses

In the current economic climate, as millions struggle to get by, reducing your expenses could be a god send. But often that is easier said than done. With a bit of research, planning and perseverance, we can all reduce what we spend, without reducing our quality of life. Here is how. Methodology Depending on what […]

How Personal Loans Work

Personal loans come in various forms. Each kind of credit fills a specific need for an objective you may have. This is regardless of whether it’s to purchase a house or vehicle, or to permit you to separate a major cost into consolidate, singular repayments. Let’s examine further how personal loans work. How Personal Loans […]

Debt To Income Ratio

The fact is, most of us have debt. Some more than others, but it is a constant part of many of our lives. This can be something that you are comfortable with, or something that causes a lot of stress. And which camp you fall into may be linked to a subject that is not […]

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