Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

Do Consolidation Loans Hurt Your Credit Score?

Consolidating debts into one payment and paying as agreed can help your credit and make budgeting easier – but there are risks as well. Consolidating your debt can lower your monthly payments, but it can also cause a temporary dip in your credit score. Two common debt consolidation approaches include getting a debt consolidation loan […]

Different Types Of Loans

In a crowded market, it is easy to be confused by the finance products seemingly available to you. We thought it may be helpful to explain what a lot of these products are. We take a look at different types of loans. Identical Loans With Different Names The fact is that many loans are essentially […]

The Disadvantages Of Consolidation Loans

In our previous article, we took a look at the advantages of consolidation loans. But we do not want to give off the impression that these loans can only be good. All borrowing comes with pros and cons. So we also take a look at the disadvantages of consolidation loans. Disadvantages Of Consolidation Loans – […]

The Advantages Of Consolidation Loans

You may see a lot of mentions of consolidation loans when you look on finance sites. It is a common term, and a common reason to borrow. So we thought it a good idea to look at the advantages of consolidation loans. What Are Consolidation Loans? Consolidation loans serve a specific purpose. Essentially, they do […]

Debt Consolidation Errors

Debt consolidation is a form of debt refinancing that entails taking out one loan to pay off many others. This commonly refers to a personal finance process of individuals addressing high consumer debt. It is a useful tool for many borrowers, to simplify their finances and often save money in the process. However, it is […]

How to Decide If You Need A Loan

Regardless of how well you budget each month and how good you are at keeping track of your money, sometimes the inevitable happens. Problems occur and you need emergency funds. An unexpected bill lands, or your kitchen floods. Your car’s exhaust falls off, or a child needs funds to get by. One way of getting […]

Which Type Of Loan Is Best For Me?

At some point in our lives we may need to borrow money, and not just a quick favour from friends or family, but a proper financial transaction that requires a contract, repayments and so on. As you probably are aware, it is not just banks that grant loans any more. There are loan companies that […]

4 Ways to Borrow a Small Amount of Money

It is normal to borrow money. We have all done it at some time or another, and almost all of us are repaying finance right now. It might be a loan, a mortgage, a new car or many other things. It is nothing to be ashamed of. Many need to borrow in the short-term, when […]

A Look At Debt Management

Dealing With Debt At Moolr, we understand that dealing with debt can be an extremely stressful process. There’s often no apparent light at the end of the tunnel. What’s more, debt can itself prove expensive due to the extra charges it incurs. It leaves you trapped in a vicious circle. However, it doesn’t have to […]

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