How APR Works

We have briefly covered the issue of interest rates in the past, but felt that such an important issue deserved another look now that time has passed. We look at how APR works, and how interest rates affect every part of your life. How does APR work? APR stands for annual percentage rate. An annual […]

A Look At The Credit Reference Agencies

We have talked extensively in the past about credit scores and credit reports. About improving your score and the importance of a good report in getting finance. We thought it wise therefore to take a look at the credit reference agencies. Your Rights All credit reference agencies (CRAs) have a statutory obligation to provide you […]

Finance Glossary – E & F

In the latest in the series of looking at financial terms, we tackle the letters E & F. We look at some common terms in this latest look at the finance glossary E & F, terms that often pop up when people are looking to use financial products. Finance Glossary E & F – Economy […]

Direct Debits & Standing Orders

Direct debits and standing orders are common and well-used facilities that everyone reading this will recognise. But just how much do you know about the differences between the two? We took a look at what is involved. Standing Orders There are certain key features to a standing order that separate it from other payment methods, […]

The UK’s Economy Has Shrunk

The size of the UK economy is not an issue that most of us give a lot of though to. We probably think it really doesn’t affect us on a day-to-day basis. In a way that is correct, but it will have its impact on us all in one way or another. Moolr take a […]

Differences Between Building Societies & Banks

All of us know about the existence of building societies and banks. But have many of us ever stopped to consider what the difference between the two are, when they both have so many similarities? Moolr stopped to give it some thought and looked at the differences between building societies and banks. Common Ignorance Not […]

Tips To Avoid Financial Fraud

In the modern world, we have everything at our fingertips. We can send money, check balances and do pretty much any transaction in seconds at the touch of a button. I can even withdraw money without my cash card. But all this convenience can come at a price. Financial fraud has never been greater, which […]

Do Online Sellers Need To Pay Tax?

The quick answer is – possibly. Many if not most of us have sold items online at some point – be it eBay, Amazon or similar sites. It may be part of a clear or simply to make money out of something you have purchased. Either way, should the selling become considerable, you are liable […]

How To Pay Less Tax

You’re probably already thinking – this sounds too good to be true. Fair enough. I would think that too! Nevertheless, there are totally legitimate ways that people can rearrange their financial affairs and pay less tax. Let’s look at ways to pay less tax. Tax Relief On Pension Payments Most contributions workers make to workplace […]

Costly credit cards

The Financial Conduct Authority’s Next Target: Credit Card Companies

The Financial Conduct Authority (FCA) is fresh from probing the headline-grabbing Payday Loan industry. It is now focusing on a new target – credit cards. Research has been released from the organisation. It discovered that it is a sector of the financial market that not all customers are happy with. The FCA Remit This is […]

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