Good Types Of Debt

Not all debt is bad. There are good types of debt too. Naturally in an ideal world we would not have debt of any sort, but do not assume that any form of borrowing is bad. It is not. We took a look at what may count as good debt.  Good Types Of Debt – […]

Bad Types Of Debt

We all have debt in our lives. It is something that is part of life for most people. However, for some, debt really influences their everyday functions. That is because there is good and bad debt. We take a look at bad types of debt. So What Are Bad Types Of Debt?opens in new window […]

Bankruptcy Explained

Bankruptcy is an issue few wish to discuss. A dirty word, almost. Sadly right now it is a topic that is very much in vogue.  Many are struggling financially right now, for obvious reasons. And for many, the best option may well be to enter into bankruptcy. We took a look at what is involved […]

Rent Or Buy?

It is an issue that seems to be an obsession in the UK, but less so across much if the world, especially other parts of Europe. But it is an issue that needs answering. The age-old dilemma of whether to rent or buy. We took a look. Rent – The Advantages It should be clear […]

Smart Financial Habits

Right now we all need some smart financial habits. We need to make our money work as hard as possible. But whatever the current circumstances, it is sensible to have these good habits at all times. They will serve you well. We take a look at some sound ones to adopt. Don’t Compare Yourself To […]

How To Lower The Cost Of Christmas

I know what you are thinking. I’m talking about Christmas. In October. But while i am one of those people who hates how Christmas coverage gets earlier every year, for the purpose of this article, i need to discuss it right now.  Because if you want to know how to lower the cost of Christmas, […]

Deciding How Much To Borrow

Many of us when we look to borrow money overlook many key issues in the process, including the rather basic detail of deciding how much to borrow. We take a look at what is involved. Avoid Unnecessary Borrowing Some consider a loan as free money, at least in the short term. In a way it […]

Deciding Your Loan Length

When deciding your loan length, there are many considerations to make before deciding the best course. You need to balance the pros and cons of both short term loans and long term loans against your personal circumstances. Let’s take a look at what is involved.  What Is Loan Length? A personal loan term length is […]

The Debt Snowball Method

For many of us, paying off debt is not easy. It is instead a constant struggle. For those that sit down and devise a plan on how to pay off multiple debts, there are numerous options. One of those is called the debt snowball method. We took a look at what is involved. Origins It […]

The Benefits Of Frugality

None of us choose to be frugal. They say money cannot buy you happiness, but I am pretty sure it would improve my mood significantly. Nevertheless, there are benefits to being frugal. An appreciation for the finer things in life, and the basic things too perhaps. We look at the benefits of frugality. Cutting Out […]

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