Is Debt Consolidation A Good Thing?

It has been a while since we have discussed debt consolidation. And whilst we have broached this subject before, it is always good to revisit and reconsider every now and again. With that in mind, we ask: is debt consolidation a good thing? Is Debt Consolidation A Good Thing? – What Is It? As the […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

How To Use Credit Cards Responsibly

Credit cards are an integral part of many of our lives. Millions of us own at least one, some owning many more. And for many of us, we sadly rely on them, which can be very troublesome indeed. Keeping that in mind, we thought it helpful to write on the topic of how to use […]

How To Improve Your Credit Score

We are often asked about credit scores by customers and those looking to borrow via a personal loan. Many worry that their score is not good enough to borrow. Some ask if applying will affect their rating. We take a look at what is entailed, and mainly we examine how to improve your credit score. […]

What Are Interest Rates?

We have all heard about interest rates, which is not surprising as most of us have saved or borrowed at some point. We probably think we know everything about them too. But what are interest rates? Let’s take a deeper dive. What Are Interest Rates? Rates Affect Us All Interest rates affect most of us. […]

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