Costly Credit Card Mistakes

Credit cards are a part of many of our daily lives. They are everywhere. And because they are such a part of the fabric of life, we somewhat take them for granted. And when we take such a powerful tool for granted, we often abuse and misuse them. The consequences of doing so can be […]

A Look At Compound Interest

Interest rates. They are important but also rather boring to understand! And yet we need to understand them as they affect everyone who takes on credit in any form. The problem is, there is more than one type. So let’s take a look at compound interest. Simple Interest or Compound Interest? Compound interest is the addition […]

Home Improvements That Make You Money

We decided to look in our latest article at home improvements that make you money. Because there are a number of ways you could add value to your property right now. Master DIY The best way to save money on home improvement jobs is to do them yourself.  Easier said than done, especially for me, […]

Is Borrowing From Friends Or Family A Good Idea?

Many of us have needed access to extra funds now and then. We are put off at having an extra cost associated with borrowing, as that’s how it always works. Or does it? Because do you have to use a financial institution to access funds? We ask – is borrowing from friends or family a […]

Don’t Ignore Debt: Our Advice

My own story is a perfect example of ignoring debt problems, hoping they go away. So i thought it a good time to talk about debt, and how to handle it when it seems out of control .There’s just one key piece of advice in this ‘t ignore debt. Don’t Ignore Debt – My Story […]

Eat Well for Less

It is of great importance to many of us right now to look after what money we have. And to make optimal use of it therefore. Part of that is of course eating, and food. But you can eat well without having to spend a large amount of money. Here is how to eat well […]

How To Improve Your Credit Score

Credit scores are important for any of us wishing to utilise credit options for a variety of reasons. You need a fairly healthy report to get a mortgage, credit card, loan and more. So if you have a poor score, you need to work on improving it. We take a look at how to improve […]

What Is Meant By Flexible Loans?

You probably hear the phrase a lot, especially if you are looking for finance, to cover unexpected costs. But what is meant by flexible loans? We decided to explore further some of the terminology used when discussing loans in what is a crowded market. There May Not Be Total Flexibility Let’s start with the caveats. […]

What Are ISAs?

ISAs are something i have heard mention many times without really knowing much about them. As someone who struggles to earn enough to put money aside, i assumed they were of little concern to me, But what are ISAs? We decided to take a deeper look. What is an Individual Savings Account (ISA)? An ISA, […]

Factors That Affect Car Insurance Rates

Car insurance is one of those costs that we could really do without. An extra cost that can be huge, and really push up the costs of running a vehicle. There are many factors that determine how much you will need to pay for insurance. We took a look at factors that affect car insurance […]

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