How to Qualify for a Mortgage with Bad Credit

Your credit history is one of the most important details lenders consider when approving you for a mortgage. Bad credit or a low credit score will compromise your ability to get a mortgage, as lenders will consider you at risk of defaulting on your loan. Obtaining a mortgage has become even more difficult due to […]

Types Of Mortgages

The mortgage market in the UK is probably the most important and largest financial market of all. After all, there are 11.1 million mortgages in the UK. The UK mortgage market is worth more than £1.3 trillion. The UK is the largest in Europe in terms of amount lent and total value of outstanding loans. […]

A Look At 95% Mortgages

A 95% mortgage is a loan for 95% of a property’s price. With a 95% mortgage, you’d need to provide a 5% deposit to cover the remainder. For example, if you wanted to buy a house worth £200,000 with a 95% mortgage, you’d borrow £190,000 (95% of the price) and put down £10,000 of your […]

Can I Get A Mortgage With Debt?

It is the biggest debt of all for most people – a mortgage. However, many worry that if they already have debts, then they may not be in a position to be accepted for a mortgage. Moolr have taken a look therefore a a common question. Can i get a mortgage with debt? There are […]

Make Your Home Smarter

Starting a smart home doesn’t have to break the bank. These budget-friendly buys will get you on the way to a smarter home in no time. Make your home smarter and reap the rewards. Plugs Smart plugs are a smart home’s secret weapon. With a good smart plug, you can schedule, randomise and automate nearly […]

A Guide To Home Improvements: Part 2

In part 1 of Moolr’s guide to home improvements, we had a look at some of the ways of improving a home, either for yourself or if looking to raise the value before selling. There are plenty of other areas we couldn’t cover in the article however. Thus, here’s further tips as part of our […]

A Guide To Home Improvements

Whether you want to spruce up your existing house, or want to move on and make your place as attractive as possible to prospective buyers. home improvements are always beneficial. Moolr have taken a look at some of the many ways you can improve your residence. This is our brief guide to home improvements. Where […]

Should I get a Short-Term Loan to Buy a House?

Short term loans have many different uses, but should you use a short-term loan to buy a house? Here at Moolr, we don’t believe this would be in your best interests. Find out why below. Home Ownership Dream For many people in the UK, their dream is to one day be a proud owner of […]

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Three Advantages of Using a Mortgage Broker

When shopping for a mortgage, many home buyers enlist the services of a mortgage broker. This is to find them the best terms and rates. Since the real estate market crash in 2008; however, the business practices of brokers have come under scrutiny. The question of whether they are acting in customers’ best interests has […]

short term loan broker

Don’t be afraid of the term ‘broker’!

We’d like to tell the truth about finance brokers…. Many people concern themselves with the term ‘broker’, and avoid a valuable service. In this blog, we discuss why this is the wrong thought process. What is a broker? The verb ‘broker’ means, to arrange or negotiate an agreement. A broker coordinates transactions between a buyer and […]

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