The Risks Of Secured Loans

Secured loans should be self-explanatory by their name. They are loans secured against an asset. By utilising this insurance, a borrower is likely to attract better rates. A mortgage is an example of a secured loan, as you secure your payments against the property you find yourself paying off. But there are downsides to such […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

Are personal loans better than secured loans?

The concept of lending and borrowing dates as far back as biblical times. It was the early Italian pioneers who transformed this into the more fluid, quantifiable exchange we recognise today. And exchange whereby they would set up benches in busy marketplaces to provide a central point to borrow money. They called these benches bancas, […]

How Personal Loans Work

Personal loans come in various forms. Each kind of credit fills a specific need for an objective you may have. This is regardless of whether it’s to purchase a house or vehicle, or to permit you to separate a major cost into consolidate, singular repayments. Let’s examine further how personal loans work. How Personal Loans […]

Loans For People With Poor Credit

Are you concerned that possessing a mixed credit history will adversely affect your ability to secure a loan? We aren’t going to tell you mistruths, but having a couple of down sides to your credit report will indeed make it less easy to get one. But do not give up hope, there are ways round […]

How To Improve Your Credit Score

We are often asked about credit scores by customers and those looking to borrow via a personal loan. Many worry that their score is not good enough to borrow. Some ask if applying will affect their rating. We take a look at what is entailed, and mainly we examine how to improve your credit score. […]

What Are Interest Rates?

We have all heard about interest rates, which is not surprising as most of us have saved or borrowed at some point. We probably think we know everything about them too. But what are interest rates? Let’s take a deeper dive. What Are Interest Rates? Rates Affect Us All Interest rates affect most of us. […]

Is Now A Good Time To Take Out A Loan?

In these troubled times, many will struggle financially now and in the foreseeable future. Naturally therefore many will think about taking out loans to help them get by. But is now a good time to take out a loan? Well that depends on what type, and why. Is Now A Good Time To Take Out […]

Different Types Of Debt

Debt is a normal part of all of our lives, but can be a burden on our everyday functioning. It comes in many forms however, so we decided to take a deeper love. This is an examination of different types of debt. Mortgages This is a loan from a bank or building society that lets […]

Different Types Of Loans

In a crowded market, it is easy to be confused by the finance products seemingly available to you. We thought it may be helpful to explain what a lot of these products are. We take a look at different types of loans. Identical Loans With Different Names The fact is that many loans are essentially […]

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