A Guide To Sensible Borrowing

Many of us are in a position where we may need to borrow extra money at the current time, or in the near future. This can be very daunting and stressful for those involved. But borrowing can be done in the right way, and be advantageous to those that use it. We have done a […]

Bad Types Of Debt

We all have debt in our lives. It is something that is part of life for most people. However, for some, debt really influences their everyday functions. That is because there is good and bad debt. We take a look at bad types of debt. So What Are Bad Types Of Debt?opens in new window […]

Short Term Loan Uses

There are many short term loan uses, but there are also many occasions and needs that should not require the use of such loans. Responsible lenders should only lend to those that have considered the options and know that a loan suits them best. Short Term Loan Uses – Weddings Some lenders may advertise loans […]

Can I Get A Personal Loan With A 500 Credit Score

Being hit with an unexpected expense can be scary – especially if it seems you have no way of covering it. If you have no savings and no credit card, a personal loan might be the answer to the emergency. But what if your credit score is not great? While bad credit loans exist, are […]

Deciding How Much To Borrow

Many of us when we look to borrow money overlook many key issues in the process, including the rather basic detail of deciding how much to borrow. We take a look at what is involved. Avoid Unnecessary Borrowing Some consider a loan as free money, at least in the short term. In a way it […]

Deciding Your Loan Length

When deciding your loan length, there are many considerations to make before deciding the best course. You need to balance the pros and cons of both short term loans and long term loans against your personal circumstances. Let’s take a look at what is involved.  What Is Loan Length? A personal loan term length is […]

The True Cost Of Borrowing

In our second look of the week at borrowing, and its implications, we examine the true cost of borrowing. Borrowing is a vital tool to us all, but it is important that those that take on credit understand what they are doing. By understanding what is involved, they are much less likely to run into […]

Questions To Answer Before Borrowing Money

We all borrow money now and again. Many would not live where they do if not. It is normal, and is one of the oldest practices that humans have been partaking in. It is nothing to be embarrassed about. however, debt can be dangerous and harmful. It can lead to stress, financial difficulties and more. […]

A Look At Compound Interest

Interest rates. They are important but also rather boring to understand! And yet we need to understand them as they affect everyone who takes on credit in any form. The problem is, there is more than one type. So let’s take a look at compound interest. Simple Interest or Compound Interest? Compound interest is the addition […]

Are Joint Loans A Good Idea?

It is a topic we have not discussed in detail on this blog site, but definitely one worth discussing. Are joint loans a good idea? It is not an easy question to answer of course. and it depends on personal circumstances. Let’s take a deeper look. What Are They? They are exactly what the name […]