A Look At Compound Interest

Interest rates. They are important but also rather boring to understand! And yet we need to understand them as they affect everyone who takes on credit in any form. The problem is, there is more than one type. So let’s take a look at compound interest. Simple Interest or Compound Interest? Compound interest is the addition […]

Are Joint Loans A Good Idea?

It is a topic we have not discussed in detail on this blog site, but definitely one worth discussing. Are joint loans a good idea? It is not an easy question to answer of course. and it depends on personal circumstances. Let’s take a deeper look. What Are They? They are exactly what the name […]

What Is A Finance Broker?

If you struggle to source the right loan or mortgage, it might be time to rethink your strategy. Perhaps you suspect your financial situation might make you a less than attractive prospect for a lender. If that is the case, a finance broker might be the best option. What is a finance broker? A finance […]

Can Flexible Loans Help You Get On Track?

Flexible loans are a much-needed to help for many who need quick access to funds. However, added debt is not the right answer for all, as it can make matters even worse. So who should take out a loan, and when? We ask – can flexible loans help you get on track? Can Flexible Loans […]

Deciding A Loan Repayment Period

Deciding to take on extra debt is a big decision in itself. However, apart from the the decision to borrow, there are other considerations that are important when deciding your best options. One of those is how long you wish to have the debt outstanding. We look at the process of deciding a loan repayment […]

What Is Meant By Flexible Loans?

You probably hear the phrase a lot, especially if you are looking for finance, to cover unexpected costs. But what is meant by flexible loans? We decided to explore further some of the terminology used when discussing loans in what is a crowded market. There May Not Be Total Flexibility Let’s start with the caveats. […]

Different Versions Of Loans

They say there are a few things in life we can count on, death and taxes. If you are in the banking or the financial industry, you can also count on loans and lending. Loans and lending money out, and also people paying money in, are the foundations of banking. But there are many different […]

The Personal Loan Process

Whilst millions of us have taken out loans at some point or other in our lives, many do not fully understand the process of doing so. Maybe time has dimmed our memories, or we jumped at the first product we saw. We decided to examine the personal loan process. The Personal Loan Process – Who […]

The Risks Of Secured Loans

Secured loans should be self-explanatory by their name. They are loans secured against an asset. By utilising this insurance, a borrower is likely to attract better rates. A mortgage is an example of a secured loan, as you secure your payments against the property you find yourself paying off. But there are downsides to such […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

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