What Is Meant By Flexible Loans?

You probably hear the phrase a lot, especially if you are looking for finance, to cover unexpected costs. But what is meant by flexible loans? We decided to explore further some of the terminology used when discussing loans in what is a crowded market. There May Not Be Total Flexibility Let’s start with the caveats. […]

What is Long and Short Term Debt?

When you borrow money from a bank, lender, financial institution or utility provider, this can be termed as a debt. You retain these until you pay them back. There are a number of different types of debt, with different lengths of time defined by lenders until you have to pay the money back. Debts can […]

Why You Should Consider a Short Term Loan

Short term loans are very popular in the UK, offering a simple and fast way to cover a gap in household or personal budgets. Whether you are having a tough month in terms of budgeting, or you are finding yourself facing an unexpected expense, there are many reasons why you should consider a short term […]

The Personal Loan Process

Whilst millions of us have taken out loans at some point or other in our lives, many do not fully understand the process of doing so. Maybe time has dimmed our memories, or we jumped at the first product we saw. We decided to examine the personal loan process. The Personal Loan Process – Who […]

The Risks Of Secured Loans

Secured loans should be self-explanatory by their name. They are loans secured against an asset. By utilising this insurance, a borrower is likely to attract better rates. A mortgage is an example of a secured loan, as you secure your payments against the property you find yourself paying off. But there are downsides to such […]

Best Situations To Use A Short Term Loan

Need a little extra cash, but not sure if your reasons warrant the loan application? Don’t worry, millions of people around the world wonder whether its best to take out a personal loan or struggle through the tough financial times. Of course, there are ups and downs to both options. We examine the best situations […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

How to use a short term loan wisely

Many people in the UK will at some point in time turn to a short term loan in one way or another. Whether in the form of payday loans online or perhaps other types of short term funding.  They tend to be a very convenient way of accessing cash. This is as the application processes […]

Loans For People With Poor Credit

Are you concerned that possessing a mixed credit history will adversely affect your ability to secure a loan? We aren’t going to tell you mistruths, but having a couple of down sides to your credit report will indeed make it less easy to get one. But do not give up hope, there are ways round […]

Can applying for online loans damage my credit score?

These days, we are so lucky, as consumers, to have such an in-depth choice when it comes to taking out an online loan. Most borrowers will spend time shopping around. They continue until they feel they have found a lender that offers the kind of loans they are looking for. However, it is impossible to […]

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