Ensure You Pick The Right Loan Length

When deciding whether to take out a loan, the preoccupation is often with the idea of taking on extra debt, and having that hang over you. And the consideration of the extra budgeting required to make repayments. But a key factor in that final consideration, is the period over which to pay back what you […]

Do Short Term Loans Affect Your Credit Rating?

It is not always easy to find the cash you need to fund your business. It is even harder if your credit is less than stellar. You may have heard that borrowers with poor credit history might have an easier time getting approved for short term loans. You may have also heard that these loans […]

How to Effectively Use Short Term Loans

If you aren’t in a position to save, don’t have emergency cash to fall back on, and payday is still some way away, a short term loan – also known as a payday loan – might be worth considering. Short term cash loans can provide the financial flexibility you need to ensure your affairs are […]

Why Did I Not Get The Advertised Rate For My Loan?

Advertising is a multi billion pound industry, and it is clearly effective. And that extends to the world of personal loans. In a crowded market, it is all important, and the key inducement to potential borrowers is a competitive rate of interest. Rates splashed in big letters on your screen. But this is not the […]

What Can You Do When You Can’t Make a Loan Payment?

Sometimes life brings big surprises. If you can’t make payments on one or more of your loans, its best to take action sooner rather than later. It’s important to act quickly and not turn a blind eye if you can’t make a loan payment. Moving quickly helps you minimise the damage to your finances. Perhaps […]

What are the main disadvantages of having a bad credit score?

As you are making out your credit cards and ignoring your bills, it might not dawn on you that your credit could be affected. The timeliness of your credit card payments and the amount of debt you are carrying have the biggest impact on your credit score. Mess up in these areas and your credit […]

How to get an instant payday loan?

When you apply for a payday loan it can seem quick, but not all lenders have the same application process. Here is what to expect when applying. We look at how to get an instant payday loan. Choose a Payday Loan To help you find the right payday loan, think about:– How Much You Need […]

How to settle payday loans?

Payday loans are a quick and convenient way to borrow money for short periods of time. In some circumstances, it may make sense to take out a payday loan in order to settle other debts. Before you do this, do some research. Take the time to carefully read the fine print and determine whether taking […]

How do short term loans work?

Unlike a traditional bank loan, which borrowers usually pay back over several years, lenders designed the short-term loan for people to repay quicker and deal with immediate issues. Often borrowers will do this within several months. You can use them for emergencies, such as car repairs or a broken boiler. There are several types of […]

Can I get a personal loan with no credit history?

If you have a poor credit score or no credit history at all, you might think getting a personal loan is out of the question. The good news is there are options for you to get a loan that does not require a credit check. Getting a loan without a credit check may not be […]

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