Loans For People With Poor Credit

Are you concerned that possessing a mixed credit history will adversely affect your ability to secure a loan? We aren’t going to tell you mistruths, but having a couple of down sides to your credit report will indeed make it less easy to get one. But do not give up hope, there are ways round […]

Can applying for online loans damage my credit score?

These days, we are so lucky, as consumers, to have such an in-depth choice when it comes to taking out an online loan. Most borrowers will spend time shopping around. They continue until they feel they have found a lender that offers the kind of loans they are looking for. However, it is impossible to […]

Do short term loans help bad credit?

With Covid 19 causing devastation to the UK economy, many people are looking at ways to “make ends meet”, This is especially difficult with a poor credit score. Short term borrowing such as payday advances can cause more problems than they solve. Do short term loans help bad credit? Is a short term loan really […]

Different Types Of Loans

In a crowded market, it is easy to be confused by the finance products seemingly available to you. We thought it may be helpful to explain what a lot of these products are. We take a look at different types of loans. Identical Loans With Different Names The fact is that many loans are essentially […]

The Disadvantages Of Consolidation Loans

In our previous article, we took a look at the advantages of consolidation loans. But we do not want to give off the impression that these loans can only be good. All borrowing comes with pros and cons. So we also take a look at the disadvantages of consolidation loans. Disadvantages Of Consolidation Loans – […]

Should I Be A Guarantor?

Guarantor loans are a quite common financial product in the UK, as they provide finance for those that might struggle to get it elsewhere. However, the role comes with risks, and it is not a suitable product for everyone, because of the strain it can put on relationships. We took a look at a common […]

Do Short Term Loans Affect Your Credit Rating?

It is not always easy to find the cash you need to fund your business. And it is even harder if your credit is less than stellar. You may have heard that borrowers with poor credit history might have an easier time getting approved for short term loans. Not necessarily so. You may have also […]

How to Effectively Use Short Term Loans

If you aren’t in a position to save, don’t have emergency cash to fall back on, and payday is still some way away, a short term loan – also known as a payday loan – might be worth considering. Short term cash loans can provide the financial flexibility you need to ensure your affairs are […]

Why Did I Not Get The Advertised Rate For My Loan?

Advertising is a multi billion pound industry, and it is clearly effective. And that extends to the world of personal loans. In a crowded market, it is all important, and the key inducement to potential borrowers is a competitive rate of interest. Rates splashed in big letters on your screen. But this is not the […]

What Can You Do When You Can’t Make a Loan Payment?

Sometimes life brings big surprises. If you can’t make payments on one or more of your loans, its best to take action sooner rather than later. It’s important to act quickly and not turn a blind eye if you can’t make a loan payment. Moving quickly helps you minimise the damage to your finances. Perhaps […]

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