Why Did I Not Get The Advertised Rate For My Loan?

Advertising is a multi billion pound industry, and it is clearly effective. And that extends to the world of personal loans. In a crowded market, it is all important, and the key inducement to potential borrowers is a competitive rate of interest. Rates splashed in big letters on your screen. But this is not the […]

Reasons To Consider A Short Term Loan

Short term loans are very popular in the UK. Lenders offer a simple and quick way to cover a gap in household or personal budgets. They can help whether you’re having a tight month in terms of budgeting, or you’re finding yourself facing an unexpected expense. There are many reasons to think about short term […]

Why You Should Avoid Guarantor Loans

A guarantor loan, in principle, sounds like a great option. Somebody close to you that you trust acts as security for you borrowing money. They sign some paperwork and you get much needed funds. Everybody’s happy. Unfortunately, it is not that simple, and such a deal has many a downfall. Moolr took a look at […]

How do payday loans work?

A payday loan is a short term advance designed to tide you over financially until payday. Some payday loan companies, such as ourselves, allow you to choose the repayment period, rather than basing it on when you receive your salary. The lender usually pays the payday loan straight into your bank account, They often do […]

Things To Consider Before Taking Out A Loan

Here at Moolr, we are passionate about finding finance for all, including for those that have been declined in the past. However, we are also passionate about doing the right thing for our customers. And in some cases, that means not sourcing a loan. A loan is a vital resource for many, but it is […]

What are unsecured loans?

Unsecured loans are loans that are approved without any need for collateral. Instead of pledging assets, borrowers qualify based on their credit history and income. Lenders do not have the right to take physical assets such as a home or vehicles if borrowers stop payments on unsecured loans. These loans are also known as “signature […]

Should Students Use Short Term Loans?

In the UK, it can be difficult getting by with so many costs in life if you are a student, as there is for everyone. The student maintenance loan is there to cover a student’s day to day livings costs, but many students find this is not sufficient to get by. The maintenance loan is […]

Should I get a Short-Term Loan to Buy a House?

Short term loans have many different uses, but should you use a short-term loan to buy a house? Here at Moolr, we don’t believe this would be in your best interests. Find out why below. Home Ownership Dream For many people in the UK, their dream is to one day be a proud owner of […]

The 3 Worst Ways to Borrow Money

As the economy remains shaky and banks tighten their borrowing criteria, many consumers look for new sources of funding as a result. Some avenues are straightforward and understandable. Some are not however. They have a high interest rate, fees and charges. Some of these are not obvious at first glance. Here are the three worst […]

The 3 Best Loan Options for you this Christmas

With all the excitement that comes with the Christmas season, no parent wants to have the horrible burden of telling their kids that Christmas has been cancelled this year. Financing Christmas with a Christmas loan is not the ideal solution, but it may be better than not having Christmas at all. So, with that let’s […]

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