What Are Loan Brokers?

A lender is a financial institution that makes loans directly to you. A broker does not lend money directly. A broker works with multiple lenders to source deals for prospective borrowers. Whether you use a broker or a lender, always shop around for the best loan terms and the lowest interest rates and fees. We took a look at a common […]

A Look At Inflation

Inflation is an economic term that refers to an environment of generally rising prices of goods and services within a particular economy. To name a stark example, prices for many consumer goods are double that of 20 years ago. But how much do we really know about it. Moolr took a look at inflation.  What […]

A Guide To Budgeting

It is an issue Moolr revisit on a regular basis. Those that look to take out loans are by definition not awash with money. But as part of the advice we offer, we always suggest revisiting your finances before committing to a loan. See if you can make savings and free up some money. With […]

How To Check Your Credit Score

For those looking to borrow money, or for anyone who uses finance in their life, credit scores are everything. A good score means you have access to the best deals on the market, at the best rates. A poorer score however means that you will be restricted in what you can borrow. What’s more the […]

Ways To Bring In Extra Income

We all would like an extra bit of money now and again. With our busy lives though, that is easier said than done. Nevertheless, for many of us there are simple ways to bring in extra income without the hard work or stress. Moolr took a look at some of the options that may be […]

Why Do So Few People Change Banks?

I guarantee that virtually everyone reading this has a bank account. And I will also guarantee that the bank you have an account with is the same one you had an account with 5, 10 or 20 years ago. And for me that is Natwest, because that is who my parents opened an account with […]

How to Maximise Productivity At Work

We all want to get the most of out of our time at work. It is in our interests to do so. To maximise productivity at work makes sense for all sides. It perhaps decreases your time at work, and increases morale when a tea is functioning efficiently. Employees are vital to the success of […]

The Most Common Financial Mistakes

Whilst we all try and take good care of our financial mistakes, we are not perfect. Moolr has taken a look at the most common financial mistakes and at how people commonly do not make full use of the resources available to them. Excessive/Wasteful Spending It’s easy to fritter away what you have with seemingly […]

How to Decide If You Need A Loan

Regardless of how well you budget each month and how good you are at keeping track of your money, sometimes the inevitable happens. Problems occur and you need emergency funds. An unexpected bill lands, or your kitchen floods. Your car’s exhaust falls off, or a child needs funds to get by. One way of getting […]

A Guide To Home Improvements: Part 2

In part 1 of Moolr’s guide to home improvements, we had a look at some of the ways of improving a home, either for yourself or if looking to raise the value before selling. There are plenty of other areas we couldn’t cover in the article however. Thus, here’s further tips as part of our […]

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