Frequently Asked Question

Useful things to know before you apply

What can a short term loan found through Moolr do for you today?

We find diverse types of loans, and specialise with bad credit lenders

Please remember that late repayment may affect your credit rating

You should not use bad credit loans to manage existing debt

You are under no obligation to commit after we find a loan option

You should only consider a bad credit loan if you are confident you can repay on time.

Below are the answers to the most frequently asked questions

Where I can receive independent debt counselling advice?

If you need extra advice about your financial situation, we highly recommend the following options:

Money Advice Hotline
A government site that will provide free, impartial advice.
Available Monday - Friday from 8:00am to 8:00pm and Saturday from 9:00am to 1:00pm.
Telephone: 0300 500 5000 | www.moneyadviceservice.org.uk
Step Change Debt Charity
The helpline is available Monday - Friday from 8:00am to 8:00pm and Saturday from 9:00am to 4:00pm.
Telephone: 0800 138 1111
National Debt Line
A national telephone helpline that also offers free and confidential advice.
Available Monday-Friday 9am-9pm, Saturday 9:30am-1:00pm, closed Sunday.
Telephone: 0808 808 4000 | www.nationaldebtline.co.uk
Citizens Advice Bureau
A network of local offices offering free, confidential, independent advice.
www.citizensadvice.org.uk

Why not check your credit report before applying?

If you are worried your credit history will affect your application, then try a FREE trial with the credit report service from our partners at UK Credit Ratings

Errors or out-of-date information on your Credit Report can negatively affect your application. Ensure your report is accurate and dispute any errors! Sign up today for your FREE trial, and give yourself the best chance of obtaining a loan.


Get your rating in 60 seconds and you decide whether or not to proceed to application