| Short term loans

3 Month Loans

Moolr™ offer FREE, market comparisons with NO obligation to proceed. 3 month loans whatever your situation.

  • Locate the perfect 3 month loans – from as little as £500 to as much as £5000 3
  • We’ll guide you all the way with our easy to use application process
  • From enquiry to acceptance in a matter of minutes
  • No paperwork, no fuss
  • Instant options displayed
  • What you see is what you will get
  • Secure application

Always ensure before applying for a financial product that you are in a position to make timely repayments and have checked your terms and conditions. We assure no hidden charges or fees. Take control of your affairs with a loan spread over a shorter period of time.

  No Obligation Application

Loans spread over fewer months offer an attractive proposition for those looking for a short-term financial fix. This could be for a domestic need or for any emergency that life throws at us. It suits those that are confident of being in a position to repay quickly. At Moolr we care deeply about responsible lending. We advise that anyone looking for financial assistance should budget carefully, and research options thoroughly.

There are a wealth of options on the market, and we will help you find the right option. That might well be choosing to repay over a shorter period of time, or a longer repayment period of 24 month loans or 36 month loans.


When considering using any type of financial service, it is imperative that you do your research. You need to understand fully the terms of the product you wish to use. Here at Moolr we are here to help you work out which product is best for you. Below we explain 3 month loans – how they work, what they entail and how they can help you today.

The financial market is huge and varied, and it can be confusing at times to understand what is available. That’s why it could be beneficial to allow Moolr to do the hard work for you. We’ll find the best lending options to suit your individual and unique requirements.

Consolidate Debts With 3 Month Loans

There are multiple reasons for someone seeking to take out a loan. It may be to tide you over until your next payday. A loan could cover unexpected costs or perhaps to help pay for an important repair. Spreading the cost over as few months as possible could help in this respect, should you have the confidence to pay off the balance speedily.

Choosing a shorter repayment period should not be seen as a long-term financial solution, but more to deal with short-term issues. This is because the monthly cost will be proportionately higher, albeit the overall cost of borrowing will be less than a longer term loan. Always ensure you are in a position to meet the monthly repayments, including interest, before proceeding. You set when you want to pay and the whole process is quick and flexible, suited to your individual needs.

Different Loan Types

The biggest difference between 3 month loans and the old “payday loan” style borrowing is the time taken for you to pay back the loan. With a repayment loan spreading the cost over more than one month, you are able to pay the loan back in instalments of multiple equal repayments. This is over a specific time period upon approval of the application. A payday loan, however, requires to repay it within a month, and are meant to be used solely as a very short-term financial solution.

Borrow According To Budget

One big advantage of borrowing over a few months is that it allows the borrower to spread payments over more than one window, and for you to plan your finances accordingly. We all need help at some time in our lives, and borrowing is a method we all use to help us get by. As with any financial product, find a plan and terms that suit your situation.

Affecting Your Credit

Any financial transaction can affect your credit rating or “score”. This score is used as a guide for financial institutions such as lenders and brokers to work out how reliable they think a borrower may be. Thus the report can also affect how much they lend, and the terms of such borrowing.

Regular repayments are an excellent way to repair a bad or mixed credit history. Thus it is possible to improve your credit rating by taking out a loan and making regular repayments as per the terms of the loan contract.

Moolr offer more advice on the topic of credit ratings on our site and are here to help you through the whole process of taking out short term loans.

Please take a moment to visit our credit report page for more information.


We all borrow money from time to time, so don’t need to feel guilty should we need help at a time in our life. It is nothing to be embarrassed about. By working out, via our free, no-obligation quote what monthly repayments are, you can decide if the loan is right for you.

Use our calculator to have everything displayed in plain terms. There are no hidden fees or charges, so you can calculate immediately what you will have to repay and plan your budget accordingly.

Visit our Frequently Asked Questions page for more information on our products and processes.

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3 month loans are a genuine option for many

At Moolr, we have a wealth of experience. Experienced lenders can help borrowers with bad or mixed credit histories. We seek to provide an opportunity for such borrowers to rebuild their credit scores, so that they have greater opportunities in the future. We will endeavour to locate a loan to suit any individual.

By opting for a for this type of loan, and making your repayments on time, you allow yourself an excellent opportunity to rebuild your credit score, allowing you a greater choice of financial products at excellent rates in the future, and the peace of mind that avenues are no longer blocked off for you. It is imperative though that you do not miss payments, as this could have a negative effect on your credit rating.


3 month loans are an excellent method of spreading borrowing costs. They also carry a slightly lower risk to those lending than say, a 12 month loan, as there are only a quarter of the repayments required. Hence, this reduces the chances of a repayment being missed. Our longest repayment term is for 60 month loans.

Let Moolr Assist you Today

Moolr specialise in finding loans for those with bad credit so if you apply via us, we will find the deal right for you. A deal it must be stressed you are under NO obligation to proceed with.

3 month loans increase the monthly cost, but lower the overall amount repaid