Privacy Policy

Understand how we treat your data online

Privacy Policy

Munee Hut Llp, is a data controller which means we have a responsibility to decide how and when your data is used and to ensure it is used correctly in all situations. Munee Hut Llp has its registered office at 120 Cross Street, Sale, Cheshire, M33 7AW, company number: OC387281. We put our customer privacy at the heart of everything we do and we hope that our Privacy Policy described below is easy to understand and clear to you. We reserve the right to modify and update this Policy at any time without notice. When and if we do update the Policy we will publish it on our website (www.moolr.co.uk) so you should check the Policy whenever you intend to send us information about yourself. Our Privacy Policy applies to all our customers. For further details of our processing of your information, please ensure that you read and understand your loan conditions that form part of the registration process.

 

Your data

We may keep any information that you provide when you fill in any forms on our website or when you contact us, plus we may keep details of any transactions that you carry out through our system, details of your visit to our website and the details of resources that you access using our website.

All data (personal information) submitted to Munee Hut Llp on our websites by you is taken to be accurate and correct. By agreeing to our terms and conditions and privacy policy you are also agreeing not to use other people’s data. If we suspect a possible fraud or false identity, we may pass information to fraud prevention agencies or the police. We may check details with fraud prevention agencies and if you provide false or inaccurate information or we suspect fraud, this information may be recorded. Fraud prevention agency records will be shared with other organisations to help make decisions on your credit, motor, household, life and other insurance proposals or claims.

 

Your consent

On submitting your personal information to Munee Hut Llp you are consenting to us checking the following:

  • Our internal databases and records
  • Credit reference agency and bureaus that could leave a footprint on your file that is visible to other lenders
  • Fraud prevention agencies

We will provide you with access to any information we have about you in accordance with the Privacy Act. If you would like to access this information please contact us by writing to us at Munee Hut Llp, at 120 Cross Street, Sale, Cheshire, M33 7AW, UK or emailing us at [email protected] Some information may be required by the local law, legal enforcement procedures or other bodies with relevant powers or jurisdiction. If you do not provide all of the information requested, we may not be able to provide you with our products or services effectively or at all.

 

Data security

We do our best to protect your personal and bank data that you have shared with us. We protect that information in transit using secure socket layer (SSL) encryption technology. Munee Hut Llp uses firewalls and the latest encryption technology to ensure our web site is secure and that all customer data is protected and encrypted.

 

IP Addresses and cookies

Through our website we may collect information about your computer, including your IP address, browser type and version and operating system information for system administration and to report aggregate information to our advertisers. All this information is purely statistical and does not identify any individual.

Note: that affiliates and advertisers who advertise on our site may use cookies, but we do not have access to them or control over them.

If you do not want to allow access to the cookies on your system then you can set your browser to refuse cookies. However, doing so you will not be able to enjoy full use of this site.

 

Your Rights

We may contact you by phone, fax, post, email and SMS to tell you about our products, services and promotions. We will only do this if you have agreed to it in your application form.

You have a right to opt out of us contacting you for marketing purposes or sharing information about you with other companies for marketing purposes by contacting us at: [email protected] or by sending us a written letter to: Munee Hut Llp, 120 Cross Street, Sale, Cheshire, M33 7AW and letting us know your decision.

To remove your email address immediately, please visit our unsubscribe page today.

 

Reviews

By leaving a review of our site, you agree that it be displayed for an infinite amount of time on a web page on our site. To request removal of your review, please email [email protected]

 

Data processing

Our aim is to process data efficiently, only use it where absolutely needed to give you a better experience and service. This could include but is not limited to fraud prevention, money laundering and other criminal activities. We may also use data to help us improve the customer experience you have, statistical analysis or assess credit risks or suitability for third party products. In addition to personal and financial information, we may collect information about your computer including your IP address, operating system and browser type. We may use ‘cookies’ which involve information being stored on your computer browser. Most websites use cookies to improve the overall customer experience and how the website works as well as to provide relevant information to customers at the right time. You can choose to block cookies in your web browser by changing your browser settings. If you choose not to accept cookies this may affect the quality of our visit to Munee Hut Llp.

We may also add to your record with the credit reference agencies details of any agreement you make with us, the payments you make under it and any default or failure to keep to its terms. These records will be shared with other organisations and may be used and searched by us, and others, in order to consider other applications for credit and credit related services such as insurance you may make; to trace debtors, recover debts, prevent or detect money laundering and fraud, and to manage your accounts. It is important that you provide us with accurate information.

 

Sharing your data

We use personal information for the purpose of carrying out our business activities -providing the products and services you have requested. We may use your information to help make business decisions that enable us to offer a better service. All fields of our application form are essential in order to find a suitable loan, and will be transmitted to either a lender directly, or to a network; otherwise known as an aggregator, which may have alternative lenders available to service your application.

We may also use your information for marketing purposes but only if you have not made a request for us not to do so via our application form. We may, if legally compelled to do so, supply your information to authorities should they require it to conduct investigations. By using this website you consent to us collecting and using your personal information as described in this privacy policy. We reserve the right to change this privacy policy at any time and without notice. We may also pass your information to third party financial services companies for the purpose of them telling you about their services or products.

We may pass your details onto 3rd parties for marketing of products and services that they feel may be of interest to you, should you opt in to 3rd party marketing. The following sectors are the industry types you can expect to receive 3rd party products, information, services or special offers from – Automotive, Broadband, Call Centre, Charity, Competition & Prize Draw, Dating, Debt, Education, Fashion, Finance (short term loans, pension reviews, car finance, investments), FMCG, Freebie Sites, Gambling, Gardening, Government, Health & Beauty, Home & Lifestyle, Mobility, Home Improvement, Household, IT/Technical, Insurance (Life, Home, Automotive, General, Health, Private Medical, Travel), Legal Services, Lottery & Sweepstakes, Magazine Subscriptions, Mail Order, Market Research, Music, Online Bingo, Pension, Pharmaceutical, PPI, Premium Rate, Publishing/Media, Reclaim (Flight Delay, PPI), Retail, Sport, Telecoms, Toiletries/Cosmetics, Travel, Utilities, Vehicle Test Driving. We may also supply your data to these sectors via agencies/brokers.

Third party agencies/brokers that we may share your data with, in the event of you opting in to 3rd party marketing include: Noticed Ltd.

Should you choose to opt in to 3rd party marketing on our application form, but later change your mind, and would prefer not to be contacted, please email us at [email protected], with the email address and/ or mobile number you want to be suppressed from marketing. We aim to process such requests within 7 working days.

We also offer our customers the opportunity to opt out of internal marketing. Should you opt in to internal marketing, and later change your mind, and wish to opt out, then please email us at [email protected], with the email address and/ or mobile number you want to be suppressed from marketing. We aim to process such requests within 7 working days.

 

Unsubscribe

If you have received a marketing email, and would like no more messages about our service, then please click here.

If you feel that you received a message in error, or that you didn’t opt in to a site that mentioned marketing to Moolr.co.uk, or short term loans, then please send further details to [email protected], and we will investigate the matter further.

 

Third party websites

Our website may contain links to third party websites. Please note that if you follow a link to any such website, we do not accept any liability or responsibility, because these websites have their own Terms & Conditions and Privacy Policies.

 

You can request your information

The UK Data Protection Act provides you with the right to access information held about you. Any such request may be charged a fee of £10 to meet our costs in providing you with details of the information we hold about you. If you require such information please contact us as below.

 

Changes to our privacy policy

Any changes we may make to our privacy policy in the future will be posted on this page and where appropriate, notified to you by e-mail.

 

Contact us

We welcome any of your concern or questions regarding our privacy policy and any services that we offer to you. Please send an email to [email protected], or write to us at Customer Services, Munee Hut Llp, 120 Cross Street, Sale, Cheshire if you have any questions or comments about your personal information.