How People with Bad Credit can get Good Credit

Building a good credit score or credit rating and doing away with your bad credit rating, is crucial for if you are wanting to borrow money or access products such as a credit card or a loan. You are able to check your score for free and if it is not in the best shape, […]

What to Look Out for When Taking out a Personal Loan

A credit card shouldn’t be a default when you are looking to borrow some money, a personal loan isn’t only a simpler way to borrow money, but they also offer better rates. Even better, you can also shop for the best personal loan available to you without hurting your credit score. When you are approved […]

Answering Questions on Bad Credit

Can I get a student loan with bad credit? – If you have been out of education and supported yourself either through work or benefits you will be considered an independent student, otherwise you will be assessed through your parent’s current income. If you are classed as an independent student then the fact you currently […]

Answering the Most Pressing Questions for Bad Credit Loans

When is it recommended to get a bad credit loan? – If you have a poor credit record, you could consider a bad credit loan – designed for when you struggle to get standard credit products. But be aware that interest rates tend to be higher and you need to repay your debts in full […]

What can affect my credit score?

When you’re looking for a short-term loan or a long-term loan, knowing what can affect your credit score can be significant and help you to get the upper hand when searching for the right lender for you. Bad credit can be a poor start. While bad credit loans are possible, if you can it is […]

How can I finance my business expansion?

When you are a small business enterprise and looking at expanding it can be difficult to choose a method of financing the expansion of the business. There are several methods available to you to expand your business without a bad credit loan or breaking the bank, we have collected a few of them for your […]

Borrowing from friends or family: Yes or No?

When you need money, and you have lousy credit, sometimes it can seem more straightforward just to ask your friends or family for support, but should you? There are many benefits and drawbacks to borrowing from friends and family. Borrowing from family and friends can provide emergency money quickly when you need it, without high-interest […]

How do I choose a guarantor?

When you are looking to secure a loan whether it’s a personal loan, short or long term, whatever it is for, you will most likely need to have a guarantor to back your application. A guarantor is a person who knows you and will sign for you, allowing you to be approved for the loan. […]

What Will Loans Be Like In 100 Years?

The future of the loans market is assured. Personal loans and other forms of lending have been around for many centuries. They won’t be leaving anytime soon. The concept of lending is one that has been around for centuries as it is in human nature to engage in conversation and commerce. But what will loans […]

How can I save more money?

The answer to the question of “how can I save more money?” is pretty simple in the end. It all boils down to being smarter with your spending habits and making good decisions. Decisions like: Do I really need to go on that night out every Friday? Could I cook at home rather than having […]