The Difference Between Short Term Loans & Payday Loans

Short term loans vs payday loans – there are lots of choices out there for you if you want to borrow money and pay it back quickly. But what are the main differences between short term loans and payday loans, well that is what we are going to be answering in our latest blog. The […]

How to get Car Finance with Bad Credit

So, the question we are answering in this week’s blog is a simple one. Can you get car finance with bad credit? Well, here are a few ways that you can do just that. Improve your Credit Rating This has the best long-term benefit but is the most time consuming of all the options here. […]

The 3 Best Loan Options for you this Christmas

With all the excitement that comes with the Christmas season, no parent wants to have the horrible burden of telling their kids that Christmas has been cancelled this year. Financing Christmas with a Christmas loan is not the ideal solution, but it may be better than not having Christmas at all. So, with that let’s […]

How to Qualify for a Short Term Loan with Bad Credit?

Your credit history is one of the most important details lenders consider when approving you for a mortgage. Bad credit or a low credit score will compromise your ability to get a mortgage. Lenders will consider you at risk of defaulting on your loan. Obtaining a mortgage has become even more difficult due to the […]

Can you have Multiple Personal Loans?

It’s not hard for you to imagine. You take out a £10,000 personal loan, say, to help pay for your wedding. This was before you found your dream venue. You borrowed £5,000 to buy a second car – but then the first one stopped working. Hence you find yourself with multiple personal loans . A […]

What your Credit Score means for you

Your credit score is, without doubt, the most vital part of being able to take out a loan. If you have good credit then it will appear to be far easier to be able to take out a loan as it will show that you have a good history of paying off your debts. Meanwhile, […]

Answering a Few Questions on Bad Credit Loans

What are Loans for Bad Credit? A loan for bad credit, is pretty self-explanatory. If a person has a poor credit score then the loan for bad credit is meant as a way to aid them in getting out of having a poor credit score. The loan is split into an unsecured bad credit loan […]

What is a Short Term Loan?

To put it simply, a short term loan is the type of loan that the amount borrowed and the interest are paid back in less than a year. It is not like a bank loan, in that you don’t pay a short-term loan off over years and it often comes with a higher APR. The […]

Answering Credit Score Questions

What is Considered a Good Credit Score in the UK? This is a great question, and one of the more common questions asked by people. To put it simply, there isn’t a single answer to this question as the main three credit reference agencies in the UK all score consumers differently. So here are the […]

How People with Bad Credit can get Good Credit

Why do we need a credit score? Building a good credit score or credit rating and doing away with your bad credit rating, is crucial. Especially if you are wanting to borrow money or access products such as a credit card or a loan. You are able to check your score for free and if […]