Frequently Asked Questions

Useful things to know before you apply

What can a short term loan do for you today?


We find diverse types of loans, lenders who specialise in all credit histories


Please remember that late repayment may affect your credit rating


You should not use bad credit loans to manage existing debt


You are under no obligation to commit after we find a loan option

Below are the answers to the most frequently asked questions

Where I can receive independent debt counselling advice?

If you need extra advice about your financial situation, we highly recommend the following options:

Money Advice Hotline
A government site that will provide free, impartial advice.
Available Monday - Friday from 8:00am to 8:00pm and Saturday from 9:00am to 1:00pm.
Telephone: 0300 500 5000 |
Step Change Debt Charity
The helpline is available Monday - Friday from 8:00am to 8:00pm and Saturday from 9:00am to 4:00pm.
Telephone: 0800 138 1111
National Debt Line
A national telephone helpline that also offers free and confidential advice.
Available Monday-Friday 9am-9pm, Saturday 9:30am-1:00pm, closed Sunday.
Telephone: 0808 808 4000 |
Citizens Advice Bureau
A network of local offices offering free, confidential, independent advice.

Our 3 Step Application Process

Our No Obligation Quote Service Is Available 24/7

1. Complete The 2 Minute Form

2. We Will Find You A Lender Offer

3. Review Your Loan Agreement 2

Could errors on your credit report have affected your application?

Get your credit report and score put right now.

Errors or out-of-date information on your Credit Report can negatively affect your application. Ensure your report is accurate and dispute any errors! Sign up today for your FREE 30 day trial from our partners at Credit Angel, and give yourself the best chance of obtaining a loan. Cancel at any time.

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