Flexible Loan Checklist

The UK flexible, short-term loan industry has struggled to maintain a good reputation in recent years. This was mostly down to outrage over payday loan rates and the predatory nature of some advertising. Those says are long gone however. FCA regulations were announced in 2014. As a result, short-term loans have found their niche in […]

Finance glossary – C

In the latest in a series of articles untangling the confusing terms used in finance, we look at more common terms that may help you understand the ins and outs of financial products and borrowing. We took another look at understanding financial jargon with our latest finance glossary list. This time we tackle the letter […]

How Bad Credit Could Affect Your Job

Many people worry that getting debt advice or choosing a certain debt solution will affect their job. They fear that having a poor credit rating might mean that their contract will be terminated, or they may feel embarrassed at the idea of their employer finding out about their debt. We look at how bad credit […]

Credit Score Myths

Here at Moolr, we talk extensively about credit scores and reports. We have discussed how people can improve their score, and the importance of a good score in obtaining credit. It has importance on other areas of life too. But much that is said about credit scores is not accurate. We examined some credit score […]

What is the lowest credit score you can have when getting a loan?

As you may or may not know, a 300 credit score is a bad credit score. Unfortunately, as it is a lot closer to the lowest score possible than the highest credit score or a good one. It indicates that you have had payment problems in the past, perhaps even to the extent of going […]

The Difference Between a Good and Bad Credit Score

A credit score is what lenders use to check you are able to manage your debt and tells them if you are a risk or not. The difference between a good and bad score can make a big difference to your life. If you already know how to check your report that is great. The […]

How To Choose A Credit Card

In a very crowded market, it is hard to know which credit card, should you decide to get one, is best for you. They all have their pros and cons, and try to seduce you with a particular offer. We look at what is available, and how to choose a credit card. Why Do You […]

Get Car Finance With Poor Credit

There are a multitude of reasons for borrowing money, be it for a bill or a home improvement. But for many, car finance is a key reason for getting a loan. For some however this can be troublesome due to a mixed credit history. This does not mean however that finance is not attainable. Moolr […]

How To Improve Your Credit With A Personal Loan

You have probably heard time and time again, that a simple way to improve your credit is by responsible and consistent use of a credit card. You might even know how to improve your credit several ways other than using a credit card. But do you know how to boost your credit with a personal […]

What To Do With Unused Credit Cards

Many of us will possess a significant number of credit cards. We may not even be fully aware of them all, as they remain active long after we ave had a use for them. Nevertheless, it is always assumed that an unused credit card is of no interest to anyone, including the owner. That is […]