Can I Get A Personal Loan With A 500 Credit Score

Being hit with an unexpected expense can be scary – especially if it seems you have no way of covering it. If you have no savings and no credit card, a personal loan might be the answer to the emergency. But what if your credit score is not great? While bad credit loans exist, are […]

Can I Get A Personal Loan With A 500 Credit Score?

Being hit with an unexpected expense can be scary – especially if it seems you have no way of covering it. If you have no savings and no credit card, a personal loan might be the answer to the emergency. But what if your credit score is not great? While bad credit loans exist, are […]

What does your credit score mean?

A credit score is a number between 300-850 that depicts a consumer’s creditworthiness. The higher it is, the better a borrower looks to potential lenders, and is based is based on credit history. This includes number of open accounts, total levels of debt, and repayment history, and other factors. Lenders use credit scores to evaluate […]

Costly Credit Card Mistakes

Credit cards are a part of many of our daily lives. They are everywhere. And because they are such a part of the fabric of life, we somewhat take them for granted. And when we take such a powerful tool for granted, we often abuse and misuse them. The consequences of doing so can be […]

How To Improve Your Credit Score

Credit scores are important for any of us wishing to utilise credit options for a variety of reasons. You need a fairly healthy report to get a mortgage, credit card, loan and more. So if you have a poor score, you need to work on improving it. We take a look at how to improve […]

What Credit Score Do I Need To Get A Payday Loan?

The smallest requirements for borrowing vary between lenders. They can be the difference between rejection and approval of your loan. Yet, there are a few things that will help you get your loan approved. Read on to learn more as we examine a common question. What credit score do i need to get a payday […]

Is Debt Consolidation A Good Thing?

It has been a while since we have discussed debt consolidation. And whilst we have broached this subject before, it is always good to revisit and reconsider every now and again. With that in mind, we ask: is debt consolidation a good thing? Is Debt Consolidation A Good Thing? – What Is It? As the […]

The Risks Of Secured Loans

Secured loans should be self-explanatory by their name. They are loans secured against an asset. By utilising this insurance, a borrower is likely to attract better rates. A mortgage is an example of a secured loan, as you secure your payments against the property you find yourself paying off. But there are downsides to such […]

How Is A Credit Score Calculated?

Nowadays credit scores and ratings are something that we are more aware of than ever. Not least because the credit crunch made more people apply for credit. However, lenders are rejecting more applicants than normal because of the reluctance to lend as much.  Thus it makes us feel as if lenders are rejecting us all, […]

Can applying for online loans damage my credit score?

These days, we are so lucky, as consumers, to have such an in-depth choice when it comes to taking out an online loan. Most borrowers will spend time shopping around. They continue until they feel they have found a lender that offers the kind of loans they are looking for. However, it is impossible to […]

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