The Personal Loan Process

Whilst millions of us have taken out loans at some point or other in our lives, many do not fully understand the process of doing so. Maybe time has dimmed our memories, or we jumped at the first product we saw. We decided to examine the personal loan process. The Personal Loan Process – Who […]

The Risks Of Secured Loans

Secured loans should be self-explanatory by their name. They are loans secured against an asset. By utilising this insurance, a borrower is likely to attract better rates. A mortgage is an example of a secured loan, as you secure your payments against the property you find yourself paying off. But there are downsides to such […]

Advice When Borrowing Money

We all borrow money at some point, for small and large amounts. It allows us to purchase homes and cars. And not go through a lifetime of saving to get what we need. But there is a lot of ways to borrow, and many get caught in a cycle of debt by doing so. We […]

Loans For People With Poor Credit

Are you concerned that possessing a mixed credit history will adversely affect your ability to secure a loan? We aren’t going to tell you mistruths, but having a couple of down sides to your credit report will indeed make it less easy to get one. But do not give up hope, there are ways round […]

The 4 Types of Loan

Whatever you may need it for – from buying a car to covering an emergency expense – personal loans can provide funds when you need them most. However, if this is your first personal loan, you ought to know the four main types of personal loans, as well as their pros and cons. Let’s look […]

Why Did I Not Get The Advertised Rate For My Loan?

Advertising is a multi billion pound industry, and it is clearly effective. And that extends to the world of personal loans. In a crowded market, it is all important, and the key inducement to potential borrowers is a competitive rate of interest. Rates splashed in big letters on your screen. But this is not the […]

How Long Should My Loan Repayment Period Be?

The ideal loan term is subjective. You’ll need to figure out how much you can afford each month before determining how long your loan should be. Loan terms can range from a month to five years or more. Shorter loan terms lead to a higher monthly payment, and usually higher interest rates, Moolr ask the […]

What Can You Do When You Can’t Make a Loan Payment?

Sometimes life brings big surprises. If you can’t make payments on one or more of your loans, its best to take action sooner rather than later. It’s important to act quickly and not turn a blind eye if you can’t make a loan payment. Moving quickly helps you minimise the damage to your finances. Perhaps […]

How to settle payday loans?

Payday loans are a quick and convenient way to borrow money for short periods of time. In some circumstances, it may make sense to take out a payday loan in order to settle other debts. Before you do this, do some research. Take the time to carefully read the fine print and determine whether taking […]

What is a cash advance?

Your credit card may come with the ability to make a transaction called a cash advance. You might consider using it when you want to get cash from your credit card. Know however that its one of the most expensive credit card transactions. We take a look in more detail at a common question: what […]

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