Personal Loans: What to Know Before You Apply

How Personal Loans Work Credit comes in many forms, including credit cards, mortgages, automobile loans, purchase financing over time and personal loans. Each type of credit serves a certain purpose for a goal you may have. Whether it’s to buy a house or car, or to allow you to break up a big expense into […]

Can I Get A Personal Loan With A 500 Credit Score

Being hit with an unexpected expense can be scary – especially if it seems you have no way of covering it. If you have no savings and no credit card, a personal loan might be the answer to the emergency. But what if your credit score is not great? While bad credit loans exist, are […]

Deciding How Much To Borrow

Many of us when we look to borrow money overlook many key issues in the process, including the rather basic detail of deciding how much to borrow. We take a look at what is involved. Avoid Unnecessary Borrowing Some consider a loan as free money, at least in the short term. In a way it […]

Deciding Your Loan Length

When deciding your loan length, there are many considerations to make before deciding the best course. You need to balance the pros and cons of both short term loans and long term loans against your personal circumstances. Let’s take a look at what is involved.  What Is Loan Length? A personal loan term length is […]

Can I Get A Personal Loan With A 500 Credit Score?

Being hit with an unexpected expense can be scary – especially if it seems you have no way of covering it. If you have no savings and no credit card, a personal loan might be the answer to the emergency. But what if your credit score is not great? While bad credit loans exist, are […]

Should You Consolidate Debt?

Debt consolidation. It’s a phrase we hear all the time. It sounds great too, as if everyone with debt should be doing what it says. But is it? Should you consolidate debt?  We took a look at what is involved. Should You Consolidate Debt? What Is Its Purpose? The principle of debt consolidation is that […]

A Look At Compound Interest

Interest rates. They are important but also rather boring to understand! And yet we need to understand them as they affect everyone who takes on credit in any form. The problem is, there is more than one type. So let’s take a look at compound interest. Simple Interest or Compound Interest? Compound interest is the addition […]

Are Joint Loans A Good Idea?

It is a topic we have not discussed in detail on this blog site, but definitely one worth discussing. Are joint loans a good idea? It is not an easy question to answer of course. and it depends on personal circumstances. Let’s take a deeper look. What Are They? They are exactly what the name […]

Can Flexible Loans Help You Get On Track?

Flexible loans are a much-needed to help for many who need quick access to funds. However, added debt is not the right answer for all, as it can make matters even worse. So who should take out a loan, and when? We ask – can flexible loans help you get on track? Can Flexible Loans […]

What Is Meant By Flexible Loans?

You probably hear the phrase a lot, especially if you are looking for finance, to cover unexpected costs. But what is meant by flexible loans? We decided to explore further some of the terminology used when discussing loans in what is a crowded market. There May Not Be Total Flexibility Let’s start with the caveats. […]

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