Why Did I Not Get The Advertised Rate For My Loan?

Advertising is a multi billion pound industry, and it is clearly effective. And that extends to the world of personal loans. In a crowded market, it is all important, and the key inducement to potential borrowers is a competitive rate of interest. Rates splashed in big letters on your screen. But this is not the […]

How Long Should My Loan Repayment Period Be?

The ideal loan term is subjective. You’ll need to figure out how much you can afford each month before determining how long your loan should be. Loan terms can range from a month to five years or more. Shorter loan terms lead to a higher monthly payment, and usually higher interest rates, Moolr ask the […]

What Can You Do When You Can’t Make a Loan Payment?

Sometimes life brings big surprises. If you can’t make payments on one or more of your loans, its best to take action sooner rather than later. It’s important to act quickly and not turn a blind eye if you can’t make a loan payment. Moving quickly helps you minimise the damage to your finances. Perhaps […]

How to settle payday loans?

Payday loans are a quick and convenient way to borrow money for short periods of time. In some circumstances, it may make sense to take out a payday loan in order to settle other debts. Before you do this, do some research. Take the time to carefully read the fine print and determine whether taking […]

What is a cash advance?

Your credit card may come with the ability to make a transaction called a cash advance. You might consider using it when you want to get cash from your credit card. Know however that its one of the most expensive credit card transactions. We take a look in more detail at a common question: what […]

Things To Consider Before Taking Out A Loan

Here at Moolr, we are passionate about finding finance for all, including for those that have been declined in the past. However, we are also passionate about doing the right thing for our customers. And in some cases, that means not sourcing a loan. A loan is a vital resource for many, but it is […]

How do you receive a payday loan without a debit card?

How do lenders accept a borrower without a debit card for a payday loan? Moolr took a look at the factors involved in such a situation.If you have never borrowed money before then you may not be aware that you can get hold of a quick loan. you can do this without having to go […]

What is the difference between payday loans and personal loans?

Learn Which Option Will Be Better for Your Finances Personal loans and payday loans may seem similar on the outside, but there are quite a few big differences that set these two options apart. Depending on your credit and the amount you need to borrow, you will want to know what you qualify for before […]

How to Decide If You Need A Loan

Regardless of how well you budget each month and how good you are at keeping track of your money, sometimes the inevitable happens. Problems occur and you need emergency funds. An unexpected bill lands, or your kitchen floods. Your car’s exhaust falls off, or a child needs funds to get by. One way of getting […]

Why are personal loans good for bad credit?

There are many things to consider before getting a personal loan, including how it will impact your credit. Depending on your credit profile, a personal loan may help your credit and your credit scores, especially if you are using the loan to pay down existing, higher interest rate debt. A personal loan can also make […]

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