The UK payday loans, or short term loan industry has struggled with a mixed reputation in recent years. Nevertheless, since FCA regulations were announced in 2014, short-term loans have found their place in the market. Regulations are as tight as anywhere in the world. Loans are a useful option for people in need of a […]
There is a good chance that if you source a payday loan with no bank account that you find yourself struggling financially. It can have a significant impact on your life. This is whether you are paid from your job with cash or have lost your account after getting into financial difficulties. As people ask […]
If you are one of those many people who struggle to get by each month, or struggle to save, then these tips may help. With a bit of sensible budgeting and a few changes here or there, your life can be changed. Moolr have put together some financial tips that could be of use to […]
Unsecured loans are loans that are approved without any need for collateral. Instead of pledging assets, borrowers qualify based on their credit history and income. Lenders do not have the right to take physical assets such as a home or vehicles if borrowers stop payments on unsecured loans. These loans are also known as “signature […]
Many people have little idea about what they spend. This is surprising when you consider that many of these people are often short of money. If they checked every outgoing it would most likely shock them. Most feel as though their income should be enough but some months can be a real struggle. Some are […]
Starting a smart home doesn’t have to break the bank. These budget-friendly buys will get you on the way to a smarter home in no time. Make your home smarter and reap the rewards. Plugs Smart plugs are a smart home’s secret weapon. With a good smart plug, you can schedule, randomise and automate nearly […]
In part 1 of Moolr’s guide to home improvements, we had a look at some of the ways of improving a home, either for yourself or if looking to raise the value before selling. There are plenty of other areas we couldn’t cover in the article however. Thus, here’s further tips as part of our […]
Whether you want to spruce up your existing house, or want to move on and make your place as attractive as possible to prospective buyers. home improvements are always beneficial. Moolr have taken a look at some of the many ways you can improve your residence. This is our brief guide to home improvements. Where […]
The average price of houses has risen exponentially over the past few years, with the average house price hitting £313,000 last year. It was thought that the result of the referendum and Brexit itself would halt house prices. The figures naturally vary from region to region, and between England and Scotland, for example. Nevertheless, whilst […]
When you need to borrow, you might consider a credit card or a personal loan. Credit cards are ideal for short term expenses that you can pay off in a month, while personal loans are best use for long term expenses, financing a big purchase or consolidating multiple debts. Your decision to use a credit […]
In the first part of Moolr’s look at Brexit, we examined what Brexit was and how it came about. In Part 2, we take a look at its possible ramifications for the public and businesses in the UK. Planning for Change? First and foremost, amongst all the debate about the EU it is becoming clear […]
The term “Brexit” has recently become part of our everyday language. You are probably sick of hearing the word. It is a combination of the words “Britain” and “Exit” and has become an easy way to refer to the forthcoming decision made by the UK public to exit the European Union. Brexit has become a […]
Doorstep loans, also known as home collected credit are cash loans delivered to your doorstep. They are one of the few lender types that pay your loan in cash and not into your bank account. Subsequently, a doorstep loan is a popular choice amongst consumers who don’t have a bank account. You can compare doorstep […]
It is one of the oldest preoccupations in the world – that of having a bet on something. Since the dawn of time, man has bet assets on the outcome of a myriad of situations. And not just sporting events. It is ok to have a bet every now and then, and nothing to be […]
At Moolr, we always advise those on a tight budget to make detailed monthly plans of what incoming and outgoing money. Work out your budget and then plan your life accordingly. However, for many that appear to have a working plan written down, the figures do not add up at month-end. This is because most […]
To state the obvious, we all spend our lives buying, buying, buying. It is impossible not to. We need certain items to survive, to get through the day. We also like the occasional treat, as it makes us feel better, and life is for living. However, many of us only buy items that are new, […]
It’s the word you’re probably sick of hearing. However, it will have enormous consequences for all of us, one way or another. One aspect of that is property prices and issues linked to property. So Moolr wanted to look at the question of how will Brexit affect the housing market? Brexit Uncertainty It is difficult […]
If you have a poor credit score or no credit history at all, you might think getting a personal loan is out of the question. The good news is there are options for you to get a loan that does not require a credit check. Getting a loan without a credit check may not be […]
In these difficult times, it is important for many of us that we use our money wisely. The wiser we use it, the more we get out of life, and the greater peace of mind we achieve. Moolr have taken a look at how we can make our money go further by reducing life’s costs. […]
Bad credit loans are a way for you to borrow money if you have been refused credit in the past. They can also be a way of borrowing if you have got a lower credit score or no credit history at all and you are finding it difficult to be accepted for any credit. What […]