With Covid 19 causing devastation to the UK economy, many people are looking at ways to “make ends meet”, This is especially difficult with a poor credit score. Short term borrowing such as payday advances can cause more problems than they solve. Do short term loans help bad credit? Is a short term loan really […]
During these difficult times, there have been a few positives that we can take from a period we would all rather forget. One of those is how communities have rallied to help local businesses survive. But once we return to some sort of normality, will we change our ways again? Let’s hope not. Here are […]
It seems a pipe dream for many of us to get on an even keel financially, to the point where we can think about saving. But many think that you must have a lot of money to be able to save regularly. That is not true. We take a look at how to invest with […]
The fact is, most of us have debt. Some more than others, but it is a constant part of many of our lives. This can be something that you are comfortable with, or something that causes a lot of stress. And which camp you fall into may be linked to a subject that is not […]
Credit cards are an integral part of many of our lives. Millions of us own at least one, some owning many more. And for many of us, we sadly rely on them, which can be very troublesome indeed. Keeping that in mind, we thought it helpful to write on the topic of how to use […]
In our final part of the series, we take a look at some more sound financial steps you should take to make your life easier and more agreeable. So here are the final tips on money. Cancel Those Subscriptions I think most of us are subscribed to things we barely use, or never use at […]
Even the most careful spenders amongst us will every now and then dust off the cobwebs and make a significant financial outlay for something. From major vehicle or home repairs to broken appliances to decorating a house. Occasionally a major purchase is a must. But before you splash the cash, take a moment to ask […]
Here at Moolr, we are often asked by potential borrowers whether their mixed or poor credit history will prevent them from taking out a loan. We do not lie – it can be restrictive, but it does not mean for sure they cannot get finance. So let;s take a look at how to improve your […]
When trying to pay off debt, it is not always a simple process. Not just because paying off debt is difficult in itself, but because many of us have multiple debts, and we must prioritise which to pay off. With that in mind, we take a look at an age-old problem. Which debts to pay […]
The internet is full of financial advice. It is easy to be overwhelmed by it to be honest. And much of it revolves around advice for those in debt. We don’t want to confuse matters further, but we thought there were things we wanted to say, as it is a matter close to our hearts. […]
In our previous article, we took a look at some sensible financial tips that could help you make your money go further. But there were many more tips we did not have the time or space to cover. So with that in mind, here is the next part of the series – financial advice Part […]
In the current climate, many of us are having to take extra special care of our finances, as a recession caused by the pandemic inevitably bites. There is never a bad time, but perhaps now is an even better time for some financial tips. Pay yourself first You need to look after yourself primarily, then […]
Unlike most other personal loans, a flexible loan will allow you to make over-payments, early repayments or take payment holidays on your loan, before the end of its loan term. To pick the right loan for you, you need to decide which of the flexibility benefits you can do without and which ones you really […]
With money tight for so many of us right now, we take a look at things to cut from your budget. There are things you can do right now without affecting your quality of life. Things To Cut From Your Budget – Late Fees I will admit I have not been perfect on this score. […]
We are often asked about credit scores by customers and those looking to borrow via a personal loan. Many worry that their score is not good enough to borrow. Some ask if applying will affect their rating. We take a look at what is entailed, and mainly we examine how to improve your credit score. […]
Credit, especially good, is very important. It affects almost every major buying decision. It can help us get a good rate on a card, car loan or home mortgage. It can also help us when it comes time to sign an apartment lease agreement or maybe even get a new job. But how do you […]
The process of applying for and receiving a guarantor loan is just like many other loans, however, they require a guarantor, someone to guarantee the loan. Guarantor loans are for people with weak, poor, or no credit. But, how do guarantor loans work? Let’s take a look. The Process The loan process is similar as […]
Consolidating debts into one payment and paying as agreed can help your credit and make budgeting easier – but there are risks as well. Consolidating your debt can lower your monthly payments, but it can also cause a temporary dip in your credit score. Two common debt consolidation approaches include getting a debt consolidation loan […]
In my previous article, I took a look at the many advantages of doing your shopping on the internet. However, there are downsides to such an approach too. So with that in mind, i take a look at the disadvantages of shopping online. You Do Not Choose Items Yourself Think of supermarket best before dates […]