For those that wish to borrow money, the state of a person’s credit score is crucial if they are to be accepted for a personal loan. It is not surprising therefore that a lot is written about how to improve a credit rating, or maintain a good score. However, not all the advice is pertinent, […]
When times are hard we all like to save money here and there. Or make our money go as far as possible. With that in mind, I spent the past year looking for ways to make my money go further, and this is what i discovered. How I saved money in the past year lists […]
There are many benefits of having a good credit score, such as enjoying a lower interest rate on your credit cards and loans. A good credit score also allows you to save money on insurance and security deposits on new utilities and cell phone service. Using your credit wisely and responsibly is what helps you […]
At Moolr, we are always looking for ways to save our customers money and make the pennies go further. With that in mind, we’ve taken a look at the best UK loyalty schemes. With these schemes, you can make plenty of money back and earn some cash for a rainy day. Tesco Clubcard With Tesco […]
I recently looked at how you could maintain a good credit score. It is a question that we are asked a lot at Moolr. But there is another question that is asked even more frequently. How to improve a credit score?This is not surprising. Having a bad personal credit score can place a lot of […]
Learn Which Option Will Be Better for Your Finances Personal loans and payday loans may seem similar on the outside, but there are quite a few big differences that set these two options apart. Depending on your credit and the amount you need to borrow, you will want to know what you qualify for before […]
It is one thing that many of us are not great at, organisation. I certainly am not, but am trying to improve. This is a shame, because planning ahead can be a god send, financially. Thus, Moolr have taken a look at how to save money by planning ahead. Our advice covers all aspects of […]
It is perhaps the most important issue facing the planet right now. The issue of climate change, and how we, as humans, can arrest the slide. With that in mind, we have taken a look at how to reduce your carbon footprint. Reducing it is a key component in preventing further temperature rises globally. How […]
Regardless of how well you budget each month and how good you are at keeping track of your money, sometimes the inevitable happens. Problems occur and you need emergency funds. An unexpected bill lands, or your kitchen floods. Your car’s exhaust falls off, or a child needs funds to get by. One way of getting […]
These days it can be very difficult to obtain a small business loan. This has been true for the last few years. From well before the volatility caused by Brexit – banks have become increasingly cautious about lending. They often require security for a loan, making an unsecured business loan hard to find. Secured and […]
It’s possibly the most common concern of people that contact us about the possibility of obtaining finance. Apart from asking how they can improve their credit rating or score, they ask how a good score can be maintained. A common concern also is that taking out finance and having checks done reduces your score. With […]
Eating at home is always more economical than going out for a meal, but there are ways to save in the kitchen as well. As a nation, we waste a huge amount of food. We need to be smarter in how we spend money on food. I include myself in that. Here are some ideas […]
At some point in our lives we may need to borrow money, and not just a quick favour from friends or family, but a proper financial transaction that requires a contract, repayments and so on. As you probably are aware, it is not just banks that grant loans any more. There are loan companies that […]
Unlike a traditional bank loan, which borrowers usually pay back over several years, lenders designed the short-term loan for people to repay quicker and deal with immediate issues. Often borrowers will do this within several months. You can use them for emergencies, such as car repairs or a broken boiler. There are several types of […]
Most of us spend a lot of time looking to make our money go further, and save on many things in life. And yet still we waste a lot of money on things we don’t need to. With that in mind, Moolr take a look at some things you should not pay for. Things You […]
We all constantly scour shops and the internet for deals that save us money. We constantly cut corners and avoid paying certain things to save money. But do they always work. Moolr have taken a look, and discovered some money saving decisions that cost you more in the long run. Using Offers For The Sake […]
Moolr previously published two articles containing top tips for buying on eBay – Part 1 can be found here, and Part 2 here. But with so many tips on how to get the best deals on eBay, we have added a final 3rd part, with yet more great ideals to make your pennies go further. […]
There are many things to consider before getting a personal loan, including how it will impact your credit. Depending on your credit profile, a personal loan may help your credit. It may also assist your credit score. Especially if you are using the loan to pay down existing, higher interest rate debt. A personal loan […]
In our previous blog post, Moolr took a look at some top tips for buying on eBay. We did not get to mention all the ways you can use the site to your advantage however, so have followed up with more tips. Enjoy! Buying on eBay – Check Seller Locations It is important that you […]
In austere times, many of us are always looking not only for good value, but a bargain. When we buy an item, we want to know we got a good deal. With the vast nature of eBay, there are plenty of good deals to be had for all of us. Moolr have written some top […]