Our wellbeing is always important, but it has never been more important right now. We are living through difficult times, and many will struggle to get through the winter months. So it is vital that we do all we can to keep ourselves feeling as good as possible. So with that in mind, here are […]
A common situation for many in the UK right now is the fact that income is irregular, and not consistent. We cannot be sure what wages will come in each month, which naturally makes life very difficult. It also makes covering bills and essentials tough. We take a look at how to budget with an […]
In our last article we took a look at how to get free food. But as a wrote the article, i soon realised there were multiple methods i had never even heard of or considered. So it is necessary to release this follow-up piece. Here are some more ways to get free food. Think Outside […]
So winter draws in, as do the nights, now that the clocks have been put back an hour. And as the temperature dips, our energy bills will naturally rise. But there is plenty we can do to ensure our bills do not shoot up. We take another look at hoe to save money on heating […]
Feeding those that struggle to get by has of course been headline news recently. And rightly so, as many are really suffering during austere times and a global pandemic. But there are other ways to get more bang for your buck. And to essentially get provisions without paying. Getting free food – this is how. […]
The winter months ahead could be tough for millions of us in the UK and around the world. But there are things we can do to help ourselves and others. To make the process as painless as is possible. Here are some tips to survive a lock down winter. Tips To Survive A Lock Down […]
Having recently written about how to survive the prospect of another lock down, i realised there was still plenty more to say. So here is part 2, looking at further ways to survive a lock down winter. Lock Down Winter – Keep A Routine Keep your mind and body active. There is little worse than […]
Many of us are in a position where we may need to borrow extra money at the current time, or in the near future. This can be very daunting and stressful for those involved. But borrowing can be done in the right way, and be advantageous to those that use it. We have done a […]
Not all debt is bad. There are good types of debt too. Naturally in an ideal world we would not have debt of any sort, but do not assume that any form of borrowing is bad. It is not. We took a look at what may count as good debt. Good Types Of Debt – […]
How Personal Loans Work Credit comes in many forms, including credit cards, mortgages, automobile loans, purchase financing over time and personal loans. Each type of credit serves a certain purpose for a goal you may have. Whether it’s to buy a house or car, or to allow you to break up a big expense into […]
We all have debt in our lives. It is something that is part of life for most people. However, for some, debt really influences their everyday functions. That is because there is good and bad debt. We take a look at bad types of debt. So What Are Bad Types Of Debt?opens in new window […]
Sometimes you might find yourself in need of borrowing some extra money fast due to an unpredicted expense. An expense that you just do not have enough savings to cover. Maybe you need some extra money to invest in your business. Or perhaps you need fast cash to book a holiday deal to treat your […]
Bankruptcy is an issue few wish to discuss. A dirty word, almost. Sadly right now it is a topic that is very much in vogue. Many are struggling financially right now, for obvious reasons. And for many, the best option may well be to enter into bankruptcy. We took a look at what is involved […]
It is an issue that seems to be an obsession in the UK, but less so across much if the world, especially other parts of Europe. But it is an issue that needs answering. The age-old dilemma of whether to rent or buy. We took a look. Rent – The Advantages It should be clear […]
Right now we all need some smart financial habits. We need to make our money work as hard as possible. But whatever the current circumstances, it is sensible to have these good habits at all times. They will serve you well. We take a look at some sound ones to adopt. Don’t Compare Yourself To […]
As the seemingly endless restrictions due to a global pandemic continue, many of us find the period especially tough financially. That is why it is always worth regularly looking at what we can all do to help each other get by. And part of that is ensuring we seek out help and make what money […]
I know what you are thinking. I’m talking about Christmas. In October. But while i am one of those people who hates how Christmas coverage gets earlier every year, for the purpose of this article, i need to discuss it right now. Because if you want to know how to lower the cost of Christmas, […]
There are many short term loan uses, but there are also many occasions and needs that should not require the use of such loans. Responsible lenders should only lend to those that have considered the options and know that a loan suits them best. Short Term Loan Uses – Weddings Some lenders may advertise loans […]
Being hit with an unexpected expense can be scary – especially if it seems you have no way of covering it. If you have no savings and no credit card, a personal loan might be the answer to the emergency. But what if your credit score is not great? While bad credit loans exist, are […]
A short term loan can provide a solution when you are experience minor cash flow problems. Unlike a traditional bank loan, which borrowers tend to repay over several years, lenders designed short term loans for people to pay off often within several months. Let’s look at how does a short term loan work. How does […]