| Short term loans

How To Start The Day Productively

I am an early riser. I have this guilty conscience that i should get cracking with work and not waste days. At least not weekdays. But working from home, it is not always easy to motivate yourself from the get-go regarding work. So i took a look at the things that have helped me succeed. […]

Coping With Anxiety

The last year has been stressful for all of us. And a by product of that stress has undoubtedly been a huge increase in general anxiety amongst many of us. But for many of us, we have not experienced such levels of stress, so it may help to look at coping with anxiety. Coping With […]

How To Have More Energy

I often lack energy. No two ways about it. And i feel it has been a problem exacerbated by the lockdowns that have seen me spend much more time at home. This has simply sapped my levels further due to my sedentary lifestyle. So i decided earlier this year to do something about it. Here […]

Blogging Tips

As i write a blog that gives out advice here and there, i thought it not the worst idea to actually give advice about blogging itself! After all, it is an area many are dabbling at right now, and will continue to do so in the future. So here are my personal blogging tips. Blog […]

Tips On How To Budget

We have produced articles in the past and given tips on how to budget. But as time passes it is good to revisit such important topics and look at existing and new ways to succeed. So here is a fresh look at how you can make your money go further and work for you. Budget […]

The Difference Between Soft And Hard Credit Checks

You may have heard the terms in the title when looking at applying for credit in the past, or when checking your credit report. There are different types of credit checks, and the effect they have on your score can be important. So it’s worth us taking a look at the difference between soft and […]

The Disadvantages Of Long Term Loans

In our previous article we took a look at the advantages of long term loans. We thought it only fair to look at both sides of the coin, so to speak. So here are some of the disadvantages of long term loans. Like any financial product, there are always pluses and negatives.  Long Term Debt […]

The Importance Of Credit Scores

For a score with a range between 300 and 850, a credit score of 700 is considered good by potential lenders. A score of 800 or above on the same range is considered to be excellent. Most consumers have credit scores that fall between 600 and 750. In 2020, the average FICO® Score☉  in the […]