When possible, we all like to put some money aside for a rainy day. We took a look at the most common things to save for. Common Things To Save For – A Home While being excellent news for homeowners who have experienced an increase in the value of their asset, house prices have skyrocketed […]
What Is Liquidity? Liquidity refers to the degree to which someone can buy or sell an asset or security in the market without significantly affecting its price. In simpler terms, it’s the ease with which an asset is converted into cash. Buying & Selling One can easily buy or sell highly liquid assets, such as […]
February has seen average house prices hit a plateau, for numerous reasons. Why have house prices stalled? Why Have House Prices Stalled? The Situation The busiest time of the year for home moves is soon to arrive. In the spring, more people begin looking for a new house, and we start to see more properties […]
Balance sheets are a financial statement that provide a snapshot of an individual or organization’s financial position at a particular point in time. The balance sheet shows what the individual or organization owns (assets), what they owe (liabilities), and what their net worth is (equity) as of the date of the statement. Accounting Equations We […]
What are assets? We all have them, but how are they defined? We took a look at what is involved. A Definition Assets are resources that have value and that an individual, company or organization own. In the context of accounting and finance, we generally divide assets into two categories. These are current assets and […]
What is amortization? Many football fans may have heard this word recently – so we decided to take a deep dive. What Is Amortization? A Basic Definition Amortization is the process of paying off debt over time through regular payments that include both principal and interest. People use the term in the context of loans […]
We all have them, but many of us have little idea why, and what their uses are. So we decided to examine the question: what is a National Insurance number? What Is A National Insurance Number? A Definition. A National Insurance (NI) number is a unique identification digit we use in the United Kingdom to […]
It’s commonly accepted that at a certain age, gaining employment can be tough. It should not be a barrier though. Here are some tips for finding a job if over 50. Tips For Finding A Job If Over 50 – Ability Not Age Counts Regrettably, ageism still exists. Despite laws prohibiting it, prejudice against older […]
When is the best time to sell a home? Many assume that is when you are in a position to do so, but there are certain times that could help your cause. March Is Best Time To Sell A Home According to studies done over the previous five years, March has consistently been the greatest […]
Life insurance is a type of protection for loved ones that many overlook. We looked at what is involved. Life Insurance – Definition Life insurance is a type of insurance policy that pays out a sum of money to the designated beneficiaries in the event of the policyholder’s death. The purpose of life insurance is […]
You may have heard about it, but not actually know what it is. So we took a look at a common question – what is stamp duty? What Is Stamp Duty? Regulations may require you to pay Stamp Duty Land Tax (SDLT) if you purchase a house or a plot of land in England or […]
At Moolr, we’re constantly searching for ways to help our clients save money and stretch their dollars. In light of this, we’ve examined the top UK loyalty card schemes. You might make a lot of money back and save some money with these strategies. Tesco Clubcard For every £1 spent in-store or online, as well […]
Although the rate of price growth has slowed marginally, inflation is still very close to a 40-year high. The Bank of England responded by raising interest rates to 4%, the highest level in 14 years. We took a look at why the cost of living is rising. Why The Cost Of Living Is Rising – […]
If you are struggling for some creative ideas for children’s birthdays, then here are some great suggestions. Have a fun-filled day at a local amusement park or water park. Children love to be around water, so this is a no-brainer. Amusement parks hold a similar charm. These are two places that cannot fail to entrance […]
What are the main causes of climate change? We took a look at the evidence for what is responsible. Causes Of Climate Change – Obvious Reason The use of fossil fuels like coal, gas, and oil is the primary contributor to climate change, according to overwhelming evidence. When fossil fuels are used, carbon dioxide is […]
There are numerous ways in the UK to make your money work for you. We took a look at one example – this is premium bonds explained. Premium Bonds Explained – Overview Premium Bonds are a savings product offered by the UK government in which the bonds are entered into a monthly prize draw for […]
At a time when inflation is high, and many are pushing for better earnings, we looked at what individuals can do, with some tips when asking for a pay rise. Choose The Right Time Setting up a meeting in advance gives both you and your boss time to prepare and increases the likelihood that your […]
Many do not understand the tax they pay. so with that in mind, we wrote some thoughts on the following: UK income tax explained. UK Income Tax Explained – Basic Definition In the UK, income tax is a tax on an individual’s earnings (income) from employment, self-employment, and other sources. HM Revenue and Customs (HMRC) […]