Are you looking for a new place to live right now? The number of people wishing to relocate is at an all-time high, with family homes at the top of many buyers’ wish lists. The good news is that more homes have become available for sale in the last two months. If you’re planning to […]
Moving home is stressful, as many of us are all too aware. I’ve just done it, and it was not fun. Many ignore one of the sides issues of moving however, apart from general stress. When examining the true costs of buying a property, people wildly underestimate the costs involved. So we thought it pertinent […]
The autumn real estate market is still brisk. This month, we’ve seen record asking prices for all types of properties. From first-time buyer homes to family homes, in every part of the UK. This ‘full house’ is a once-in-a-lifetime occurrence, taking place for the first time since March 2007. So, if you’re considering relocating, what […]
You’re probably thinking to yourself, “This is too good to be true.” That’s all right. That’s what I’d think as well! Nonetheless, there are perfectly legal ways for people to reorganise their finances and pay less tax. Let’s take a look at some strategies to save reduce your tax bill. Tax Relief Depending on your […]
Debt consolidation is a type of debt refinancing in which you take out a single loan to pay off multiple loans. This is a term many use to describe a personal financial process. One in which people deal with significant consumer debt. Many borrowers find it to be a valuable tool for simplifying their affairs […]
It is a question many ask us, and many need to ask. Being a student has become an increasingly costly business during the past couple of decades. And apart from the student loan option, many look to take on alternative forms of debt to see them through, such as short-term loans. But is this ever […]
These recommendations may be useful if you are one of the many people who struggle to make ends meet each month or save money. Your life can be transformed with a little careful budgeting and a few tweaks here and there. Moolr has compiled a list of great money tips everyone can utilise. We hope […]
For most people, the mortgage is their largest debt. Many people are concerned, however, that if they currently have debts, they may be unable to obtain a mortgage. As a result, Moolr has looked into a prevalent question. Just how difficult is it securing a mortgage with debt? There Is No Simple Answer – Except […]
I think it’s fair to say that we all want to be very fit. Some people put in a lot of effort to do so, but while exercise does not have to be expensive, many people do spend a lot of money to stay in shape. However, if you’re on a tight budget, it can […]
After our last article looking at IVAs, we decided to look at an alternative process for dealing with unsustainable debt. Here is a guide to debt management plans. What Is A Debt Management Plan? Debt management is a loose agreement between you and your creditors. You propose a lesser payment that you can afford and […]
It is an unfortunate fact that many are really struggling financially right now. And because of that, many will be considering debt management options, including even declaring bankruptcy. One of the other options available though are Individual Voluntary Arrangements. Here is a guide to IVAs, and whether they are the best option for you. […]
In our last article, we looked at bailiffs, what they are and what they can do. But it is such a complicated and extensive subject, we could not cover everything in a single blog post. So we decided to provide some further bailiff information in a second piece. Planning For A Bailiff Visit When you […]
A bailiff is a person who has the legal authority to collect debts on the creditor’s behalf. An enforcement agent is the formal word for a bailiff. Bailiffs might be employed by a private firm or be court officials. They have the power to demand that you pay what you owe, as well as to […]
Unsecured loans are those that do not require lenders to grant collateral. Borrowers qualify based on their credit history and income rather than committing assets. If borrowers default on unsecured loans, lenders do not have the ability to seize physical assets such as a home or automobiles. Because all you bring to the table is […]
Going out for a meal is always more expensive than eating at home, but there are methods to save money in the kitchen as well. We throw away a lot of food as a country. We need to spend our money on food more wisely. In this, I include myself. Here are some suggestions for […]
Loans can be used for a huge variety of reasons, but a common reason is to upgrade a car or make urgent repairs to a vehicle that is desperately needed to live a normal life. The loan is essentially the same as any other, but some lenders like to market products according to their use. […]
Want to know how to clear your overdraft? Well that’s not easy for millions of us, to say the least. But it can be done, and we are here to show you how. Devise A Strict Budget First and foremost, you must determine how you will be able to live and survive. Calculate how much […]
Most of us use credit in our lives, be it a big mortgage, or the odd loan and a couple of credit cards. And because we do, we therefore need to maintain a good credit score to get that credit in the first place. We took a look at how to keep a healthy credit […]