Costly Credit Card Mistakes

Credit cards are a part of many of our daily lives. They are everywhere. And because they are such a part of the fabric of life, we somewhat take them for granted. And when we take such a powerful tool for granted, we often abuse and misuse them. The consequences of doing so can be […]

How To Improve Your Credit Score

Credit scores are important for any of us wishing to utilise credit options for a variety of reasons. You need a fairly healthy report to get a mortgage, credit card, loan and more. So if you have a poor score, you need to work on improving it. We take a look at how to improve […]

Is Debt Consolidation A Good Thing?

It has been a while since we have discussed debt consolidation. And whilst we have broached this subject before, it is always good to revisit and reconsider every now and again. With that in mind, we ask: is debt consolidation a good thing? Is Debt Consolidation A Good Thing? – What Is It? As the […]

Ways To Pay Off Credit Card Debt

Credit card debt. A blight on many of our lives. We spend all our spare funds on trying to pay them off, and half our time worrying about them. Those that say money doesn’t bring happiness have not had to deal with spiralling debt. So what can you do about it? We look at ways […]

Some Useful Budgeting Tips

As many of us have to jiggle our finances and make detailed plans to get by during these difficult times, we decided to take another semi-regular look at some useful budgeting tips. These are general things to consider in your house and with your finances that may not be obvious at first glance. Put Pay […]

Reducing Your Expenses

In the current economic climate, as millions struggle to get by, reducing your expenses could be a god send. But often that is easier said than done. With a bit of research, planning and perseverance, we can all reduce what we spend, without reducing our quality of life. Here is how. Methodology Depending on what […]

How To Use Credit Cards Responsibly

Credit cards are an integral part of many of our lives. Millions of us own at least one, some owning many more. And for many of us, we sadly rely on them, which can be very troublesome indeed. Keeping that in mind, we thought it helpful to write on the topic of how to use […]

Debt Reduction Mistakes To Avoid

The internet is full of financial advice. It is easy to be overwhelmed by it to be honest. And much of it revolves around advice for those in debt. We don’t want to confuse matters further, but we thought there were things we wanted to say, as it is a matter close to our hearts. […]

Financial Tips

In the current climate, many of us are having to take extra special care of our finances, as a recession caused by the pandemic inevitably bites. There is never a bad time, but perhaps now is an even better time for some financial tips. Pay yourself first You need to look after yourself primarily, then […]

Different Types Of Debt

Debt is a normal part of all of our lives, but can be a burden on our everyday functioning. It comes in many forms however, so we decided to take a deeper love. This is an examination of different types of debt. Mortgages This is a loan from a bank or building society that lets […]

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