It is one thing that many of us are not great at, organisation. I certainly am not, but am trying to improve. This is a shame, because planning ahead can be a god send, financially. Thus, Moolr have taken a look at how to save money by planning ahead. Our advice covers all aspects of life, and will hopefully show that by planning ahead, you can make your money go a lot further and find better value of money on a range of products and services.
Asking for help is not something to be afraid of. We all do it at some point. It makes sense if you do not have a clear financial path.Financial advisers can have a look at your finances and find out what you are over-spending on and give you a little help. It is after all what they are experts in. They will know about the best accounts, offers and suchlike to put money for a rainy day. They know the companies with the best interest rates.
We all know when Christmas is and when our loved ones birthdays are, so make sure you have a small amount put aside for these special events. Ensure your calendar is filled with all important dates and updated timeously. This way you can plan parties, gifts and the like in advance. You can budget accordingly.
We understand that for many, this is easier said than done. However, you should save a sum of money so that you have it to fall back on in an emergency. For example, if you get a burst tyre or the clutch goes in your car then you have an account to fall back on and you will not have to worry about how you are going to pay for it.
If you see a bargain that would make great present, get it, even if the gift will not be given for a few months. Better to pay less now, if you can afford it. The main way to save money by purchasing in advance is through travel. Advance train tickets tend to be much cheaper. Also, by utilising airline offers and buying flight tickets on the day they become available, you can save a hefty sum.
Planning requires organisation. Consider setting up a spreadsheet to map out both weekly, monthly and annual costs so you know where you stand financially. With it mapped out in front of you, you see the costs involved on a regular basis, and can plan accordingly.