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How To Escape Your Overdraft

If you are stuck in debt, there are things you may be able to do to escape your overdraft hell. We took a look at steps you could take. Escape Your Overdraft – Start Budgeting First and foremost, you must determine how you will be able to live and survive. Calculate how much money you […]

Overdrafts And Credit Scores

We look at how an overdraft affects your credit score, whether you need to apply for a mortgage or other loans, or you’re just curious. So here’s a guide to overdrafts and credit scores. Overdrafts Defined An overdraft is just a credit balance in your account that permits you to borrow funds from your checking […]

How To Clear Your Overdraft

Want to know how to clear your overdraft? Well that’s not easy for millions of us, to say the least. But it can be done, and we are here to show you how. Devise A Strict Budget First and foremost, you must determine how you will be able to live and survive. Calculate how much […]

How To Clear Your Overdraft

For those of us with an overdraft, it is never more important to reduce what we have in there, if not get rid of it altogether. Bigger fees are on the way, but when on a tight budget, it can seem like an impossible task. But anything is possible. We took a look at how […]

Changes To Overdraft Charges

Amidst all the financial news prompted by a global pandemic, there have been a few financial events that have slipped under the radar. This is understandable. We take a look at one – changes to overdraft charges. Overdrafts Explained As you probably know, overdrafts can be a handy safety net for bank and building society […]

Overdraft charges

Bank Overdrafts: Are They The Best Option For Anyone?

Overdrafts. A term we’re all familiar with, and a banking facility millions of us utilise every year, often with barely a second thought. But with all the options available to us for accessing extra funds, from short-term loans to credit cards to new accounts, are we right to? Authorised overdrafts, those agreed with your bank, […]