It cannot be underestimated the importance of setting financial goals, especially if money is important to you, and you do not have unlimited funds. And most of us have to watch our pennies and pounds carefully. Here are some tips on what you should constantly be doing. Long-Term Goals Some of us have lofty goals, […]
With many struggling financially right now,pressures arriving from all sides, it may be pertinent to reexamine what we can do to keep our money working for us to its full potential. We listed some essential steps to improve your finances. Check Standing Orders & Direct Debits It’s possible you’ve forgotten about some! Subscriptions to […]
New year, new goals? Perhaps, though setting yourself goals should be a constant, fluid process, not a trope for the new year. Because few of us fulfil all the promises we make after the Christmas excesses! So we took a look at some financial goals to set yourself. Financial Goals To Set Yourself – Eliminate […]
Many of us when we look to borrow money overlook many key issues in the process, including the rather basic detail of deciding how much to borrow. We take a look at what is involved. Avoid Unnecessary Borrowing Some consider a loan as free money, at least in the short term. In a way it […]
Many of us have needed access to extra funds now and then. We are put off at having an extra cost associated with borrowing, as that’s how it always works. Or does it? Because do you have to use a financial institution to access funds? We ask – is borrowing from friends or family a […]
Even the most careful spenders amongst us will every now and then dust off the cobwebs and make a significant financial outlay for something. From major vehicle or home repairs to broken appliances to decorating a house. Occasionally a major purchase is a must. But before you splash the cash, take a moment to ask […]
When trying to pay off debt, it is not always a simple process. Not just because paying off debt is difficult in itself, but because many of us have multiple debts, and we must prioritise which to pay off. With that in mind, we take a look at an age-old problem. Which debts to pay […]
In the current climate, many of us are having to take extra special care of our finances, as a recession caused by the pandemic inevitably bites. There is never a bad time, but perhaps now is an even better time for some financial tips. Pay yourself first You need to look after yourself primarily, then […]
Most of us take our bank for granted. We stick with the same one for most of our lives, irrelevant of what it offers. We use it to put money in and take money out. But they serve a much greater purpose than that, and you could be missing out on other advantages. Moor took […]
With money central to all of our lives, and the need to budget essential for most, it makes sense to use the advances in technology to help us plan our lives. That is never more pertinent when talking about sorting our own finances. There are a raft of apps out there that can take the […]
As a parent, there are hundreds of important lessons you want to pass on to your children. But a key one is their relationship with money. And about being responsible and understanding its roles in their lives. After all, it is all-consuming for so many of us. Here are some suggestions as to how to […]
An overdraft is a handy tool for many of us that allows us a bit of leeway when money is tight. It feels almost like a free loan until you are back on your feet. However, it is important to be aware that using an overdraft is usually not free and can be a gateway […]
We all make financial mistakes. all of us. You cannot go through life without making some errors of judgement along the way. Some of mine make me shiver, but there is little point in dwelling on such matters. The key is in dealing with financial mistakes. How you react will shape how well you cope […]
Whilst we all try and take good care of our financial mistakes, we are not perfect. Moolr has taken a look at the most common financial mistakes and at how people commonly do not make full use of the resources available to them. Excessive/Wasteful Spending It’s easy to fritter away what you have with seemingly […]
Spend Less Than You Earn When looking at ways to improve your financial health, this one is perhaps a bit too obvious! If only life were that simple. But what you really need is organisation and a budget. A budget you must stick to. A budget is not enjoyable, admittedly, but it is necessary. It can […]
Here at Moolr, we are passionate about finding finance for all, including for those that have been declined in the past. However, we are also passionate about doing the right thing for our customers. And in some cases, that means not sourcing a loan. A loan is a vital resource for many, but it is […]
It is one of the oldest preoccupations in the world – that of having a bet on something. Since the dawn of time, man has bet assets on the outcome of a myriad of situations. And not just sporting events. It is ok to have a bet every now and then, and nothing to be […]
Moolr always take a customer’s personal circumstances into careful consideration before offering finance. Failing to make loan repayments is not something anyone wants to encounter. We make it clear that anyone looking to borrow money, whatever the circumstances, is comfortable in doing so. The terms of a prospective loan should always be looked at thoroughly. […]
When you are a small business enterprise and looking at expanding it can be difficult to choose a method of financing the expansion of the business. There are several methods available to you to expand your business without a bad credit loan or breaking the bank. We have collected a few of them for your […]
An emergency fund can best be described as a buffer between you and a disastrous or unpredictable financial situation. It is that little extra in the bank saved away for a rainy day to help alleviate the stress of losing your job, crashing your car or an unexpected bill. Having this sort of safety net […]