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Budgeting On A Low Income

There’s no doubting that the events of 2020 and 2021 have had a significant financial impact on the majority of us. The global economy is in a depression, and the UK entered recession for the first time in 11 years in August. If you’re one of the many people who has had their income impacted […]

Ways To Prevent Overspending

It has been important to me in 2021 to find ways to prevent overspending, as i attempt to pay off persistent long-term debt. And it is not easy, because quite simply life is very expensive! So i decided i needed a plan, and have written in this article some of the tips i discovered along […]

Lower Monthly Costs

Many of us are concerned about how we spend our money in these difficult times. The more we use it wisely, the more we gain out of life and achieve better peace of mind. Moolr has investigated how we may stretch our money by ensuring we lower monthly costs. Here are some suggestions for getting […]

How I Slashed My Expenses in 2021

If a global pandemic has taught me one thing personally, it is that my finances were a mess. And i needed to address that urgently. So over the past year and especially the last 6 months, i have forensically tried to reduce my outgoings. This is a chronicle of how i slashed my expenses in […]

Sticking To A Holiday Budget

Millions of us are hoping that soon we will be able to travel again safely and regain some level of normality. But for many, the need will remain to be adamant about sticking to a holiday budget. So with that in mind, we have revisited an old topic to take a look at ways you […]

Tips On How To Budget

We have produced articles in the past and given tips on how to budget. But as time passes it is good to revisit such important topics and look at existing and new ways to succeed. So here is a fresh look at how you can make your money go further and work for you. Budget […]

Budgeting Holiday Ideas

Summer is just around the corner and we’re all scrambling for that little extra sun. Read our 5 money saving tips for some brilliant bargain budgeting holiday ideas. Budgeting Holiday Ideas – Bargain Negotiation is the lifeblood of the travel industry. Its products are time-sensitive: a room left empty one night or an airline seat […]

More Frugal Tips

After our last blog article, we realised there were many more tips we could offer. So we decided to write some more! Here are some more frugal tips to help us all save some cash during these difficult times. Remove Unnecessary Costs Fact is, we all spend money on plenty of things for the simple […]

Frugal Tips To Save You Money

In the latest of our series on budgeting, we take a look at some frugal tips to save you money.  This sounds like a negative piece, which is understandable. We would all like to be wealthy and spend as we please. But do not see it that way. You can get something positive out of […]

How To Deal With A Loss Of Income

For many over the past year, there has been the need to reassess and readjust to a new lifestyle. The lockdowns enforced during the pandemic have seen many suffer financially. Livelihoods are eroded, and you must rethink how to spend what income you have. We thought it apt therefore to consider how to deal with […]

How to get through the January Blues

Ugh. January. As if the misery that is post-Christmas isn’t bad enough, January also brings cold weather and bills. While we can’t stop the rain (or maybe snow…!) we can offer you some tips to help tackle those bills and start saving for a jolly 2020. Here’s how to get through the January blues. How […]

Make The Best Use Of Any Spare Lockdown Cash

For many of us, lockdown has not eased any lingering financial worries. There are millions living on the edge. But for those that have maintained or increased their income, the restrictions of lockdown may have proved to be a financial boon for them. We therefore thought it apt to look at how to make the […]

How To Budget With An Irregular Income

A common situation for many in the UK right now is the fact that income is irregular, and not consistent. We cannot be sure what wages will come in each month, which naturally makes life very difficult. It also makes covering bills and essentials tough. We take a look at how to budget with an […]

A Guide To Sensible Borrowing

Many of us are in a position where we may need to borrow extra money at the current time, or in the near future. This can be very daunting and stressful for those involved. But borrowing can be done in the right way, and be advantageous to those that use it. We have done a […]

Save Money On Your Lunches

Regular readers of this blog may have noticed that i am a tad obsessed with food. But whilst i definitely think about food a lot, and take a lot of joy from it, i have wasted a lot of money down the years. I do not buy groceries efficiently much of the time. At least […]

Home Improvements That Make You Money

We decided to look in our latest article at home improvements that make you money. Because there are a number of ways you could add value to your property right now. Master DIY The best way to save money on home improvement jobs is to do them yourself.  Easier said than done, especially for me, […]

More Budgeting Tips

In our latest instalment of a series of articles examining how we can budget and make what we earn go as far as possible, we focus more on debt. Here are some more budgeting tips.  Pay Off High Interest Debt First Or more to the point, the highest interest debt of all. This is logical […]

Some Useful Budgeting Tips

As many of us have to jiggle our finances and make detailed plans to get by during these difficult times, we decided to take another semi-regular look at some useful budgeting tips. These are general things to consider in your house and with your finances that may not be obvious at first glance. Put Pay […]

Things To Cut From Your Budget

With money tight for so many of us right now, we take a look at things to cut from your budget. There are things you can do right now without affecting your quality of life. Things To Cut From Your Budget – Late Fees I will admit I have not been perfect on this score. […]

Things To Stop Buying For A Month

Instead of committing to a life of frugality, why not spend a month cutting out unnecessary costs, to give your finances a one-off boost? This is something many of us need to do right now, as we isolate at home and see our income plummet. We look at things to stop buying for a month. […]