To apply for loans through our website you must be a UK resident over 18 years old. We are an FCA licenced Credit Broker and not a lender, authorised by the Financial Conduct Authority, which effects introductions between borrowers and lenders as well as other brokers, for the purposes of entering into loan agreements. The operator of this website is not an agent or representative of consumers or any lender and does not endorse the services offered by specific lenders. Some of the lenders that we will refer your application to or introduce you to, will utilise the Continuous Payment Authority to continue to attempt payment from your debit card for your loan repayment, in accordance with their credit agreement with you. Some of the finance companies we may refer you to, that are included in our panel do charge an up-front free for the service they provide, which may be taken on the day of application or a future date. Always read the terms and conditions before agreeing to passing on your card details.
The actual loan offer you may receive may be lower than what you applied for. This is because each loan application is analysed and dependent on personal affordability. Lenders will also consider loan period, income and outgoings, which may result in the requested amount being declined, but a lower amount being offered.
Short Term High Cost loan should not be used as a long term solution. You should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay. If you are thinking of consolidating existing borrowing you should be aware that it may involve repaying a higher rate of interest, extending the terms of the debt and increasing the total amount you repay.
A guarantor is someone who agrees to back up your guarantor loan and steps in to make repayments if you don’t. Guarantors are usually friends or family members as these are the people who know you best.