I know what you are thinking. I’m talking about Christmas. In October. But while i am one of those people who hates how Christmas coverage gets earlier every year, for the purpose of this article, i need to discuss it right now. Because if you want to know how to lower the cost of Christmas, […]
When deciding your loan length, there are many considerations to make before deciding the best course. You need to balance the pros and cons of both short term loans and long term loans against your personal circumstances. Let’s take a look at what is involved. What Is Loan Length? A personal loan term length is […]
For many of us, paying off debt is not easy. It is instead a constant struggle. For those that sit down and devise a plan on how to pay off multiple debts, there are numerous options. One of those is called the debt snowball method. We took a look at what is involved. Origins It […]
We all borrow money now and again. Many would not live where they do if not. It is normal, and is one of the oldest practices that humans have been partaking in. It is nothing to be embarrassed about. however, debt can be dangerous and harmful. It can lead to stress, financial difficulties and more. […]
Tipping is a strange system to understand in the UK. Where and when you should feel obliged to tip varies so much it’s hard to know what you should so. We devised a guide to tipping. A Guide To Tipping – Hotels In the UK, most hotel workers don’t expect tips to come their way […]
None of us choose to be frugal. They say money cannot buy you happiness, but I am pretty sure it would improve my mood significantly. Nevertheless, there are benefits to being frugal. An appreciation for the finer things in life, and the basic things too perhaps. We look at the benefits of frugality. Cutting Out […]
Many of us stick with our mobile deals and plough on with the same provider, much like we do with a bank account. But there is no need to. There may be better deals out there. So why not use them? We look how to get the best mobile phone deal. First, Decide On Necessities […]
Many of us need to save money right now. The reasons should be obvious! But as we spend a lot more time at home, perhaps the answers on saving money are closer than we first thought. We look at how to save money around the house. Cook In Bulk I will be brief with this […]
It’s the news no one wanted to happen. Cases of Covid-19 are rising quickly once more across the UK, Europe and beyond. That means that we may be heading towards another full-blown lock down. Many restrictions are already in place. This will be hard for many, if not most, of us to take. So what […]
let’s be honest, many of us could do with a boost to our moods right now. These are tough times, and being restricted in what we can do and where we can go can have disastrous effects on our mental health. We took a look at some simple lifestyle changes to help your mood. […]
Credit cards are a part of many of our daily lives. They are everywhere. And because they are such a part of the fabric of life, we somewhat take them for granted. And when we take such a powerful tool for granted, we often abuse and misuse them. The consequences of doing so can be […]
My own story is a perfect example of ignoring debt problems, hoping they go away. So i thought it a good time to talk about debt, and how to handle it when it seems out of control .There’s just one key piece of advice in this ‘t ignore debt. Don’t Ignore Debt – My Story […]
If you struggle to source the right loan or mortgage, it might be time to rethink your strategy. Perhaps you suspect your financial situation might make you a less than attractive prospect for a lender. If that is the case, a finance broker might be the best option. What is a finance broker? A finance […]
It is of great importance to many of us right now to look after what money we have. And to make optimal use of it therefore. Part of that is of course eating, and food. But you can eat well without having to spend a large amount of money. Here is how to eat well […]
Flexible loans are a much-needed to help for many who need quick access to funds. However, added debt is not the right answer for all, as it can make matters even worse. So who should take out a loan, and when? We ask – can flexible loans help you get on track? Can Flexible Loans […]
Recently i have been having a clear out of my flat as there are far too many items i do not use and never will. And too much clutter! Some of the items have value though so i am slowly selling them online. Which made me think, as a long-time online seller. It may be […]
The modern economy has altered enormously over the past couple of decades. And so has the employment market. Many people who are officially employed do not know what work they will have month-by-month. This makes budgeting so difficult when they do not know how much money they will have. Budgeting with an irregular income can […]
Deciding to take on extra debt is a big decision in itself. However, apart from the the decision to borrow, there are other considerations that are important when deciding your best options. One of those is how long you wish to have the debt outstanding. We look at the process of deciding a loan repayment […]
You probably hear the phrase a lot, especially if you are looking for finance, to cover unexpected costs. But what is meant by flexible loans? We decided to explore further some of the terminology used when discussing loans in what is a crowded market. There May Not Be Total Flexibility Let’s start with the caveats. […]
Car insurance is one of those costs that we could really do without. An extra cost that can be huge, and really push up the costs of running a vehicle. There are many factors that determine how much you will need to pay for insurance. We took a look at factors that affect car insurance […]